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Student loans and pensions

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  • angela2011
    angela2011 Posts: 471 Forumite
    Hi there, could someone point me in the direction of help section for this where it explains what you need to do please? I must be blind as i cant see anything...

    TIA
  • Bluetonic123
    Bluetonic123 Posts: 48 Forumite
    My first success!

    Quickquid agree with my adjudicator and have agreed to refund me my interest plus 8%! I first complained to them at the end of August 2016 so it hasn’t been a quick process. I am so glad I did.

    Summary of progress

    Peachy – settled with them (for a lot less than I should have but the cash saved me from a tight spot)
    Mr Lender – settled with them
    H&T – adjudicator didn’t uphold my complaint so referred it to the ombudsman
    247moneybox – is with the adjudicator
    Wonga – I want them to look at loans over 6 years old – they have offered me £200 for one that was within the time but if they look into them this could run into the thousands. This is with the jurisdictions team. I think it will take a long time but if it is upheld the longer I wait, the more interest will build up.
  • TriggerHappy
    TriggerHappy Posts: 72 Forumite
    "Thanks to this thread I have contacted 5 companies, however is there anything I can do regarding Payday UK's refusal to provide a loan history?"

    Hiya, I dunno if it helps but if you go into Noddle (assuming you have an account) and then g;

    1. FINANCIAL ACCOUNT INFORMATION
    2. CLOSED ACCOUNTS

    It gives you a list of everything, including old PDL's up to and including 6 years ago. If you then click on the > button at the side of it then it shows you the opening balance...
  • sourcrates
    sourcrates Posts: 31,634 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    angela2011 wrote: »
    Hi there, could someone point me in the direction of help section for this where it explains what you need to do please? I must be blind as i cant see anything...

    TIA

    Debt camel is the site you want :

    https://debtcamel.co.uk/payday-loan-refunds/
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • Hi,
    How did you get this back ? Did you have a pre written letter or anything ? I've not had one with wonga but have had others.
    Cheers
  • M0le4123
    M0le4123 Posts: 1 Newbie
    edited 4 July 2017 at 6:21PM
    How long have people waited once its gone to the final ombudsman - we have had the adjudacator request from QQ but they've come back with a counter offer, so looks like we will have to go to ombudsman. Have people been successful with this.
  • Hey,

    can you provide me the letter template you used?

    I'm in the same boat as you so would love to get some help/.

    Thanks
  • FourMenHadADream
    FourMenHadADream Posts: 15 Forumite
    edited 6 July 2017 at 9:11AM
    M0le4123 - QQ disagreed with my adjudicator and I've been in the queue for ombudsman review since mid march. Others have been waiting far longer.

    Edit - I called FOS today for an update and the case is now being reviewed by ombudsman. I'll post an update as soon as I hear from them.
  • angela2011
    angela2011 Posts: 471 Forumite
    Hi there, i sent an email to cheque centre requesting a statement of my account last week. I received a response with the details, however they said the following.

    "You complaint has been logged and is in line for investigation, you will receive your acknowledgement letter within the next 3 business days in the post.

    FYI our regulators allow up to 8 weeks for us to investigate, review and respond to your complaint.

    ### will respond to you in writing once she has completed her investigation."

    My questions is... Do i need to send another email asking for a payday refund or should i leave it as it is?

    Any help or advice would be greatly appreciated...

    TIA

    A
  • gill33uk
    gill33uk Posts: 58 Forumite
    Hi, I also received this response, Debt Camel have a page https://debtcamel.co.uk/payday-lender-wont-send-loan-details/ so I did a bit of amending and pasting and now have been told they are looking into it, I had 4 loans from them over a two year period. Keep at em!
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