Nationwide Mortgage

LZRBOI

Wales2020 said:

We have a mortgage offer!! So relieved! Good luck everybody 

Good stuff! Congrats

coffeedude55

hburnett163 said:

coffeedude55 said:

Posting my My timeline:
DIP 16/07
Mortgage App Submitted 28/07
Valuation booked 28/07
Valuation completed 09/08
Valuation reviewed and accepted 19/08
Documents resent 03/09 (had no idea they were missing) 
More documents requested 15/09
Escalated case 18/09
Mortgage Offer issued 21/09

may I ask what is meant by 'escalated case' and why this happened?

It was raised to be reviewed within 72 hours. It happened due to wanting to complete within a week and how long we had to wait.

bekabyx

Offer issued today! FTB 90%LTV joint application.

I've been following this thread with bated breath for a week or so now, thinking that I wouldn't hear anything for another month because of the timescales they seem to be working on at the moment. My heart goes out to all of you who applied in August and are still waiting!
I've not had a chance to see the valuation as NW have moved so quickly I've not had the documents back from the surveyor yet - fingers crossed there's no downvaluing at play (though I suppose MB probably would've mentioned it if that was the case).

MB says I'll get the offer through post/email from NW rather than from her, is that right? FTB here and I still don't know what I'm doing.

Posting my timeline for others to see:

• Full application received: 7/9
• Hard check: 17/9
• Valuation booked: 17/9
• Underwriter assessment: 28/9
• Valuation carried out: 29/9
• Offer received: 29/9

mh_ww

bekabyx said:

Offer issued today! FTB 90%LTV joint application.

I've been following this thread with bated breath for a week or so now, thinking that I wouldn't hear anything for another month because of the timescales they seem to be working on at the moment. My heart goes out to all of you who applied in August and are still waiting!
I've not had a chance to see the valuation as NW have moved so quickly I've not had the documents back from the surveyor yet - fingers crossed there's no downvaluing at play (though I suppose MB probably would've mentioned it if that was the case).

MB says I'll get the offer through post/email from NW rather than from her, is that right? FTB here and I still don't know what I'm doing.

Posting my timeline for others to see:

• Full application received: 7/9
• Hard check: 17/9
• Valuation booked: 17/9
• Underwriter assessment: 28/9
• Valuation carried out: 29/9
• Offer received: 29/9

That's great news. Hoping we hear something this week, rolling on to wd33 tomorrow 😵

bekabyx

mh_ww said:

That's great news. Hoping we hear something this week, rolling on to wd33 tomorrow 😵

The first time I saw your sig and that you'd applied on the 13th August and heard virtually nothing yet I had a full-on meltdown on your behalf. I don't know how you're coping so well 
Keeping my fingers and toes crossed for you!

alexsnr

Wales2020 said:

We have a mortgage offer!! So relieved! Good luck everybody 

Congrats!

gboy25

bekabyx said:

mh_ww said:

That's great news. Hoping we hear something this week, rolling on to wd33 tomorrow 😵

The first time I saw your sig and that you'd applied on the 13th August and heard virtually nothing yet I had a full-on meltdown on your behalf. I don't know how you're coping so well 
Keeping my fingers and toes crossed for you!

Okay I'm getting seriously stressed now! Application went in 5th August! Still no vlaiation done! 

Mortgage broker seems to be on it and as far as I'm aware it came back from the underwriter and was okay other than another prof of deposit they wanted.
I just dont understand why booking the valuation is taking so long! The seller is stressing me out as she wants to be out by the middle of october but it feels like that is going to be impossible! 

xMeganCL

@Wales2020 congratulations! Pleased for you 

Wales2020

xMeganCL said:

@Wales2020 congratulations! Pleased for you 

Thank you! 

mitch20151412

Hi everyone. I’ve been doing some research on Nationwide’s website tonight and I’ve worked out if we put in another £2,500 into our deposit we’d bring our LTV below 60% and our rate would come down by 0.25%. Is this something our MB should have suggested? Quite frustrating as our application is now submitted so I guess there’s no way of changing it.