Nationwide Mortgage

citygurly

bec820 said:

Tonyw193 said:

We asked the MB if there had been any updates today. Been told that the valuation is fine, however theyve asked for more documentation. Hopefully thats all they need now. Just hoping its not going to be long for them to look at it although website stating 9 days. 

What documents have they asked for please? I'm concerned that we will be asked for more because we have had 2 more paydays each since our application.

We was asked for latest wage slips.
We had sent in Augusts with our application, and they asked for Septembers last week,not heard anything since.

Tonyw193

bec820 said:

Tonyw193 said:

We asked the MB if there had been any updates today. Been told that the valuation is fine, however theyve asked for more documentation. Hopefully thats all they need now. Just hoping its not going to be long for them to look at it although website stating 9 days. 

What documents have they asked for please? I'm concerned that we will be asked for more because we have had 2 more paydays each since our application.

Theyve asked for another bank statement for the full of August. This is because it didn't show the salary going into the account, due to the date we applied. They only asked for my partners and not mine and ive had another payday since we submitted. 

LZRBOI

We lost out on the house because of the £14,000 down valuation. Gutted!
Does anyone know if we can continue the application with a different property or would we have to start again. Also has anybody had any success on here appealing the valuation and how successful were they?

Frances13

Day 35 on the wait for Nationwide...... (in a big brother voice!)

LZRBOI said:

We lost out on the house because of the £14,000 down valuation. Gutted!
Does anyone know if we can continue the application with a different property or would we have to start again. Also has anybody had any success on here appealing the valuation and how successful were they?

Oh no! I'm so sorry! I'm not sure I'm afraid, they are quite quick at answering the chat so would be worth trying to contact them.

LZRBOI

Frances13 said:

Day 35 on the wait for Nationwide...... (in a big brother voice!)

LZRBOI said:

We lost out on the house because of the £14,000 down valuation. Gutted!
Does anyone know if we can continue the application with a different property or would we have to start again. Also has anybody had any success on here appealing the valuation and how successful were they?

Oh no! I'm so sorry! I'm not sure I'm afraid, they are quite quick at answering the chat so would be worth trying to contact them.

I will give it a go. Good luck with your application. It can't be long now!

Tonyw193

LZRBOI said:

We lost out on the house because of the £14,000 down valuation. Gutted!
Does anyone know if we can continue the application with a different property or would we have to start again. Also has anybody had any success on here appealing the valuation and how successful were they?

Ah what a nightmare! Im not to sure to but have you had a homebuyers report completed separately by any chance? I was just thinking i wonder if they have also valued the property, to make a comparison. Also do you know if it was a physical valuation or a desktop. If ifs a desktop you may be able to push them to actual do a physical one due to the condition ect. Hopefully you can get it resolved. 

citygurly

My MB has just emailed me, she has been in touch with NW. We are in a queue (yet again) and we should hear by close of business tomorrow.
Won't hold my breath, keeping everything crossed though, can't bear another weekend waiting. Good luck to everyone!

bec820

Got our offer!
Application received 24/08
Hard search 03/09
Then nothing for ages 
Valuation booked 23/09
Valuation took place 24/09
Valuation received 01/10
Offer issued 01/10

hburnett163

Spoke with nationwide on phone this morning and they wanted bank statements for my partner (seems to have issues with all his documents!) and a form from our broker. Reckon we’ll be at the back of the queue again, still no valuation booked and broker said it’s likely to be physical rather than desktop so will take longer

Tonyw193

hburnett163 said:

Spoke with nationwide on phone this morning and they wanted bank statements for my partner (seems to have issues with all his documents!) and a form from our broker. Reckon we’ll be at the back of the queue again, still no valuation booked and broker said it’s likely to be physical rather than desktop so will take longer

Did you ask them why a valuation hasnt been booked? I read someone in this forum one of those applying was self employed so they done all of the under writing first and then the valuation. It just seems like its going to take forever for you. As they state 10 days just to view the valuation report