📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Nationwide Mortgage

18081838586325

Comments

  • mh_ww said:
    xMeganCL said:
    Does anyone know what QC is? BDM advised my broker today that my last document has been signed off today and that the app is now with the underwriter for QC and should be actioned shortly.
    Quality control?
    I guessed that, but I wasn't sure what that really meant in terms of a mortgage application 😂
    Nationwide mortgage application (FTB)
    Offer accepted on flat - 7/8
    DIP - 10/8
    Full application - 10/8
    Valuation Booked - 11/8
    Valuation received/approved -17/8
    Hard search (Equifax) - 20/8
    Offer received - 28/9

  • xMeganCL said:
    mh_ww said:
    xMeganCL said:
    Does anyone know what QC is? BDM advised my broker today that my last document has been signed off today and that the app is now with the underwriter for QC and should be actioned shortly.
    Quality control?
    I guessed that, but I wasn't sure what that really meant in terms of a mortgage application 😂
    It’s basically a senior underwriter checking another underwriters work🤞🏻Hopefully this is the final stage now!! Good luck!
    FTB- 90% LTV
    Nationwide Application
    DIP - 27/08
    Full Application - 28/08
    Valuation Booked - 01/09
    Hard Search - 07/09
    Valuation Completed - 09/09
    Valuation Reviewed & Accepted - 28/09
    Mortgage Offer Received - 29/09




  • Wales2020 said:
    xMeganCL said:
    mh_ww said:
    xMeganCL said:
    Does anyone know what QC is? BDM advised my broker today that my last document has been signed off today and that the app is now with the underwriter for QC and should be actioned shortly.
    Quality control?
    I guessed that, but I wasn't sure what that really meant in terms of a mortgage application 😂
    It’s basically a senior underwriter checking another underwriters work🤞🏻Hopefully this is the final stage now!! Good luck!
    34 working days in, I should blooming hope so 😂
    Nationwide mortgage application (FTB)
    Offer accepted on flat - 7/8
    DIP - 10/8
    Full application - 10/8
    Valuation Booked - 11/8
    Valuation received/approved -17/8
    Hard search (Equifax) - 20/8
    Offer received - 28/9

  • Hi everyone. First post on here. Joint FTBs with 60% LTV. Complicated case for us as we’re both airline crew so lenders are a bit wary of us due to COVID although our airline has made all its redundancies and our jobs are safe. 

    Sent my application off (through broker) last week and it was referred the next day due to ‘undeclared commitments’ . We think this was just due to my other half having paid off a credit card when switching to another 0% card but the balance was still showing on his file. 

    Got the application received text this morning (a relief!). I’ve seen people had the valuation texts the same day? Was it soon after the application received text? 

    Let the waiting game begin!


  • xMeganCL said:
    Wales2020 said:
    xMeganCL said:
    mh_ww said:
    xMeganCL said:
    Does anyone know what QC is? BDM advised my broker today that my last document has been signed off today and that the app is now with the underwriter for QC and should be actioned shortly.
    Quality control?
    I guessed that, but I wasn't sure what that really meant in terms of a mortgage application 😂
    It’s basically a senior underwriter checking another underwriters work🤞🏻Hopefully this is the final stage now!! Good luck!
    34 working days in, I should blooming hope so 😂
     I've been told we will hear by Friday and we applied two days after you so hopefully you will hear by Wednesday!
  • mh_ww
    mh_ww Posts: 91 Forumite
    10 Posts Name Dropper
    xMeganCL said:
    I GOT MY OFFER. AHH! 

    I'm excited 😂😂
    Ah lovely 🙂
  • xMeganCL said:
    I GOT MY OFFER. AHH! 

    I'm excited 😂😂
    Ahh amazing!!! U deserve it!
    FTB- 90% LTV
    Nationwide Application
    DIP - 27/08
    Full Application - 28/08
    Valuation Booked - 01/09
    Hard Search - 07/09
    Valuation Completed - 09/09
    Valuation Reviewed & Accepted - 28/09
    Mortgage Offer Received - 29/09




  • Thanks guys. It's been a long time coming 😂
    Nationwide mortgage application (FTB)
    Offer accepted on flat - 7/8
    DIP - 10/8
    Full application - 10/8
    Valuation Booked - 11/8
    Valuation received/approved -17/8
    Hard search (Equifax) - 20/8
    Offer received - 28/9

  • mh_ww
    mh_ww Posts: 91 Forumite
    10 Posts Name Dropper
    We had to send them a document last Thursday so I don't have a clue when it will all come through. Working day 31 and still no valuation booked. 
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.