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Nationwide Mortgage

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Comments

  • xMeganCL said:
    Phoned again today, they said that my last lot of documents are still being assessed and that they'll be assessed by close of play on Friday 25th September 🙄🙄
    25th September will be 33 working days for me... absolute farce 
    My mortgage advisor has just rung me and now said they are questioning my contract as it’s only two pages..... they’ve had it from day one, WHY LEAVE IT TILL NOW!!! This is honestly the worst experience I’ve ever had, never been so angry 😭 
    Same here, I submitted bank statement at the end of July and it was rejected in September after they had it for over a month. Honestly, how long does it take to check a few pages?
  • xMeganCL said:
    Phoned again today, they said that my last lot of documents are still being assessed and that they'll be assessed by close of play on Friday 25th September 🙄🙄
    25th September will be 33 working days for me... absolute farce 
    I'm going through the same thing right now. It seems Nationwide got underwhelmed.  At this rate our application is going to take over 60 days or more to be processed. Completely gutted.
  • xMeganCL said:
    Phoned again today, they said that my last lot of documents are still being assessed and that they'll be assessed by close of play on Friday 25th September 🙄🙄
    25th September will be 33 working days for me... absolute farce 
    My mortgage advisor has just rung me and now said they are questioning my contract as it’s only two pages..... they’ve had it from day one, WHY LEAVE IT TILL NOW!!! This is honestly the worst experience I’ve ever had, never been so angry 😭 
    Same here, I submitted bank statement at the end of July and it was rejected in September after they had it for over a month. Honestly, how long does it take to check a few pages?
    So after this, they then asked for my recent transactions to prove my work pay was actually going into my bank.... crazy, I know... because I bank with nationwide themselves! They actually just verified it through my account with them and had an offer Issued 10 minutes later! 🎉

    Nationwide application- FTB, 85% LTV 

    Application Received 27/7
    Valuation booking text received 4/8
    Hard search on 6/8
    Valuation took place on 19/8
    Valuation report received 26/8
    Valuation approved 26/8
    Request for more documents 3/9
    Requested more documents 16/9
    Mortgage offer issued 16/9

  • winogronek
    winogronek Posts: 19 Forumite
    10 Posts
    edited 17 September 2020 at 10:07AM
    xMeganCL said:
    Phoned again today, they said that my last lot of documents are still being assessed and that they'll be assessed by close of play on Friday 25th September 🙄🙄
    25th September will be 33 working days for me... absolute farce 
    My mortgage advisor has just rung me and now said they are questioning my contract as it’s only two pages..... they’ve had it from day one, WHY LEAVE IT TILL NOW!!! This is honestly the worst experience I’ve ever had, never been so angry 😭 
    Same here, I submitted bank statement at the end of July and it was rejected in September after they had it for over a month. Honestly, how long does it take to check a few pages?
    So after this, they then asked for my recent transactions to prove my work pay was actually going into my bank.... crazy, I know... because I bank with nationwide themselves! They actually just verified it through my account with them and had an offer Issued 10 minutes later! 🎉
    Nice, well done👍👍
  • My broker phoned them today and apparently there's nothing they can do to push it unless the closing date is less than 5 days away
    Nationwide mortgage application (FTB)
    Offer accepted on flat - 7/8
    DIP - 10/8
    Full application - 10/8
    Valuation Booked - 11/8
    Valuation received/approved -17/8
    Hard search (Equifax) - 20/8
    Offer received - 28/9

  • bec820
    bec820 Posts: 27 Forumite
    10 Posts Name Dropper
    xMeganCL said:
    My broker phoned them today and apparently there's nothing they can do to push it unless the closing date is less than 5 days away
    Sorry for being ignorant, but what do you mean by the closing date please? 
  • bec820 said:
    xMeganCL said:
    My broker phoned them today and apparently there's nothing they can do to push it unless the closing date is less than 5 days away
    Sorry for being ignorant, but what do you mean by the closing date please? 
    I think she meant completion date rather than closing date to be honest, but the date that the sale has to be done by.
    Nationwide mortgage application (FTB)
    Offer accepted on flat - 7/8
    DIP - 10/8
    Full application - 10/8
    Valuation Booked - 11/8
    Valuation received/approved -17/8
    Hard search (Equifax) - 20/8
    Offer received - 28/9

  • How long after the valuation took place did you guys receive confirmation? Ours supposedly took place yesterday but no idea whether it did in the end or not. Or should I contact the estate agent to see if it went ahead?
  • Frances13 said:
    How long after the valuation took place did you guys receive confirmation? Ours supposedly took place yesterday but no idea whether it did in the end or not. Or should I contact the estate agent to see if it went ahead?
    10 working days it took for them to contact me to tell me it had been done and been approved 🙈
  • Frances13 said:
    How long after the valuation took place did you guys receive confirmation? Ours supposedly took place yesterday but no idea whether it did in the end or not. Or should I contact the estate agent to see if it went ahead?
    ours was a physical valuation yesterday and the man said we should hear within 10-14 days
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