Nationwide Mortgage

lemliss

firsttimebuyerlpl said:

lemliss said:

Our surveyor came this morning (we rent the property we are buying and it was a physical Valuation) he said the reports are completed and signed off on day of valuation and their systems are linked to the Nationwide so they automatically receive them the same day. I know its 7 working days to assess documents but he did say feel free to chase because they sometimes say they don't have the report and they do. X

Ah that’s great to know. Thank you. Yeah I don’t believe they haven’t received the report by now. I would expect a couple of days for it to be uploaded but feel like it was just an excuse while they asses. Going to speak to NW again today to see where we are

Because ours was meant to be done on 20th and wasn't and we were never informed; our surveyor messaged to tell us they submitted their report at 2pm. I called and Nationwide said they didn't have it, I confirmed they definitely did and then they found it on another system (the guy said they upload the valuation and then it has to be moved over to the NW server). Worth chasing for sure x

firsttimebuyerlpl

lemliss said:

firsttimebuyerlpl said:

lemliss said:

Our surveyor came this morning (we rent the property we are buying and it was a physical Valuation) he said the reports are completed and signed off on day of valuation and their systems are linked to the Nationwide so they automatically receive them the same day. I know its 7 working days to assess documents but he did say feel free to chase because they sometimes say they don't have the report and they do. X

Ah that’s great to know. Thank you. Yeah I don’t believe they haven’t received the report by now. I would expect a couple of days for it to be uploaded but feel like it was just an excuse while they asses. Going to speak to NW again today to see where we are

Because ours was meant to be done on 20th and wasn't and we were never informed; our surveyor messaged to tell us they submitted their report at 2pm. I called and Nationwide said they didn't have it, I confirmed they definitely did and then they found it on another system (the guy said they upload the valuation and then it has to be moved over to the NW server). Worth chasing for sure x

I’ve just spoken to NW in live chat and they said all the info they have is that the property my not be suitable to lend against and someone will contact us soon. Our MA hasn’t got in touch yet so we have no idea what the issue is. It’s never ending. 

lemliss

firsttimebuyerlpl said:

lemliss said:

firsttimebuyerlpl said:

lemliss said:

Our surveyor came this morning (we rent the property we are buying and it was a physical Valuation) he said the reports are completed and signed off on day of valuation and their systems are linked to the Nationwide so they automatically receive them the same day. I know its 7 working days to assess documents but he did say feel free to chase because they sometimes say they don't have the report and they do. X

Ah that’s great to know. Thank you. Yeah I don’t believe they haven’t received the report by now. I would expect a couple of days for it to be uploaded but feel like it was just an excuse while they asses. Going to speak to NW again today to see where we are

Because ours was meant to be done on 20th and wasn't and we were never informed; our surveyor messaged to tell us they submitted their report at 2pm. I called and Nationwide said they didn't have it, I confirmed they definitely did and then they found it on another system (the guy said they upload the valuation and then it has to be moved over to the NW server). Worth chasing for sure x

I’ve just spoken to NW in live chat and they said all the info they have is that the property my not be suitable to lend against and someone will contact us soon. Our MA hasn’t got in touch yet so we have no idea what the issue is. It’s never ending. 

For godsake. Its like they don't understand the stress?! Id be on the phone to my MA at 9am. Let me know what they say x

firsttimebuyerlpl

lemliss said:

firsttimebuyerlpl said:

lemliss said:

firsttimebuyerlpl said:

lemliss said:

Our surveyor came this morning (we rent the property we are buying and it was a physical Valuation) he said the reports are completed and signed off on day of valuation and their systems are linked to the Nationwide so they automatically receive them the same day. I know its 7 working days to assess documents but he did say feel free to chase because they sometimes say they don't have the report and they do. X

Ah that’s great to know. Thank you. Yeah I don’t believe they haven’t received the report by now. I would expect a couple of days for it to be uploaded but feel like it was just an excuse while they asses. Going to speak to NW again today to see where we are

Because ours was meant to be done on 20th and wasn't and we were never informed; our surveyor messaged to tell us they submitted their report at 2pm. I called and Nationwide said they didn't have it, I confirmed they definitely did and then they found it on another system (the guy said they upload the valuation and then it has to be moved over to the NW server). Worth chasing for sure x

I’ve just spoken to NW in live chat and they said all the info they have is that the property my not be suitable to lend against and someone will contact us soon. Our MA hasn’t got in touch yet so we have no idea what the issue is. It’s never ending. 

For godsake. Its like they don't understand the stress?! Id be on the phone to my MA at 9am. Let me know what they say x

I’ve already emailed him as sometimes he does reply in evening. If not, I’ll be on the phone. Nightmare 

lancslass26

Valuation day today, 3 weeks since applying with NW. Still no hard checks done on credit file but Monday they had asked for further documents so hopefully is now being looked at. 

leodis23

lancslass26 said:

Valuation day today, 3 weeks since applying with NW. Still no hard checks done on credit file but Monday they had asked for further documents so hopefully is now being looked at. 

I've still had no word about a valuation, but had my hard checks on Tuesday - so confused by this whole process.

lancslass26

leodis23 said:

lancslass26 said:

Valuation day today, 3 weeks since applying with NW. Still no hard checks done on credit file but Monday they had asked for further documents so hopefully is now being looked at. 

I've still had no word about a valuation, but had my hard checks on Tuesday - so confused by this whole process.

It seems there’s no clear way or order of doing things. A previous poster had a mortgage offer without even having hard checks showing 🤷🏻‍♀️

gunner786

Heard from my mortgage broker today.
NW declined me because i took the self employment grant 2 months ago.

Self employed average of 20k over last 3 years

lancslass26

gunner786 said:

Heard from my mortgage broker today.
NW declined me because i took the self employment grant 2 months ago.

Self employed average of 20k over last 3 years

Gutted for you... that's ridiculous, they're allowing furloughed to go through so why so different for SE. How far along in the process were you? Had they done valuation and credit checks? I'm panicking now as we're both Self employed but didn't take the grants as we're LTD business directors so continued to pay ourselves wages via PAYE.

khtaylor

gunner786 said:

Heard from my mortgage broker today.
NW declined me because i took the self employment grant 2 months ago.

Self employed average of 20k over last 3 years

Are you kidding? My partner also took this.