Starting All Over Again

Naomim

Good news on the bonus.  I can't remember if you are working from home but I know it's definitely been an issue for many, not being able to switch off and working longer hours.  I'm working from home but do switch off the laptop almost every day at 5.30 and that's it. MrM is the other way and does a bit in the evenings and weekends.  But he is desperate to carry on working from home and wants to show how much more productive he is.

Try and take some time our for yourself. Have a nice bath or read a book/magazine/watch a boxset - anything that can help relax you.

Naomim

ZaSa1418

Thanks @Naomim . I am working from home still and it will stay that was which is great for the budget. I do try and log off by 5:30 at the latest but I am lucky i can work flexi hours too so i can fit it around the little ones. 
I definitely need some 'me' time. 

Naomim

My company has said no return to the office until at least September. I have changed teams during lockdown and the rest of my team are in the Netherlands and soon to be Spain & Italy so there might not be much point me actually being in the office that much.  It's definitely good on the budget.👍  I can understand how tough it may be when you have little ones though. Luckily mine are 11 and 15 so can sort themselves out for entertainment except for the constant asking what's for dinner 🤦‍♀️

ZaSa1418

I am lucky I work pretty independently within my division so boss is happy for me to stay at home and visit the office once a month. Yes they are a little more demanding although it is always about food 🤣

ZaSa1418

My bonus letter came in the post yesterday and it is being paid this month so I am happy about that. 

I used the snowball calculator on snoozing which i am pretty sure isn't actually a snowball calculator it's more an avalanche calculator and it tells me to pay off a 0% card which is probably due to the rate it will be once the 0% finishes. 

I think i need to have a search for a new calculator just to double check it. 

ZaSa1418

Today i have done some housework, i do enjoy wfh it means i don't have to spend all my weekends doing housework as i tend to do it in my breaks and also when i finish as i don't have a nearly 2hr commute. 

I have also re-done my yearly budget as one of the kids classes is finishing next month and we have found an alternative which is much cheaper. 

I have also been looking at cheap mobile phones as I think it is on it's way out, it is over 4 years old and i use it a lot. I just don't want it to die before i get a new one and move everything over as i would be devastated to lose some of the stuff on there. 

ZaSa1418

Weekend was productive, i managed to do the budget for next month which actually starts tomorrow however, i did have to re-do some bits as the taxman is taking a little more of my bonus than i anticipated. 

I have a few little wins aswell like the airtime rewards have come in so my phone bill is 0 this month , I also have some money from topcashback that should clear this week so i can cash out. 

All of the make me feel better buys have either been sent back for refunds or saved and put in a safe place to be given as birthday / xmas presents. 

I also decluttered my bathroom which made me feel so much better over the weekend. I had so many things in there that i do not use anymore and it was all opened so it had to be binned / recycled. I am going to try and do this to one room every weekend which i am hoping will help clear my mind and give me something to focis on rather than obsessing with the debt and budgets etc 

Naomim

I used to use whatthecost for the snowball calculator until I discovered it was an Avalanche calculator.  It's very temperamental these days so if you find another one shout it out! 

Well done on the housework and decluttering.  I still don't seem to get anything done during the working day tidying house-wise. The only thing I manage is sticking a load of washing on.  When I stop for lunch, I actually just want a break so plop on the sofa with a sandwich.  I desperately need to do some decluttering too but find I start on one area and tend to just shuffle it to another and just end up with piles of stuff with no where to put it.

Naomim

ZaSa1418

Thanks @Naomim i just looked at the whatthecost and it does seem glitchy although seems to give you the option of avalanche or snowball and then tells you the difference in interest saved if you do one over the other. 

ZaSa1418

Weekend was busy and was good fun, we had some much needed family time. 

I have then been so busy with work but today i managed to reconcile the finances, i had a couple of the kids clubs to pay (all out of the starling pots) for and i have replaced the money i took from the emergency fund. I have also managed to pay 2405 towards the debt this month and should still have some extra to chuck at it so i am a happy bunny.