We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Santander mortgage timeline

Options
1403404406408409431

Comments

  • noscrazy
    noscrazy Posts: 18 Forumite
    10 Posts
    Anyone know how long you should be waiting after the valuation for an update at the moment? Our valuation was done on Thursday 30th but have heard nothing since... last time we heard the next day by 12PM.
  • noscrazy
    noscrazy Posts: 18 Forumite
    10 Posts
    noscrazy said:
    Anyone know how long you should be waiting after the valuation for an update at the moment? Our valuation was done on Thursday 30th but have heard nothing since... last time we heard the next day by 12PM.
    Just to add our mortgage is approved subject to valuation so it is literally the last thing we are waiting eeek!
  • kaz84
    kaz84 Posts: 11 Forumite
    10 Posts Name Dropper
    noscrazy said:
    noscrazy said:
    Anyone know how long you should be waiting after the valuation for an update at the moment? Our valuation was done on Thursday 30th but have heard nothing since... last time we heard the next day by 12PM.
    Just to add our mortgage is approved subject to valuation so it is literally the last thing we are waiting eeek!
    noscrazy said:
    Anyone know how long you should be waiting after the valuation for an update at the moment? Our valuation was done on Thursday 30th but have heard nothing since... last time we heard the next day by 12PM.
    My mortgage offer email came 4 working days after valuation. So I think today or tomorrow you should hear! Best of luck!!
  • noscrazy
    noscrazy Posts: 18 Forumite
    10 Posts
    kaz84 said:
    noscrazy said:
    noscrazy said:
    Anyone know how long you should be waiting after the valuation for an update at the moment? Our valuation was done on Thursday 30th but have heard nothing since... last time we heard the next day by 12PM.
    Just to add our mortgage is approved subject to valuation so it is literally the last thing we are waiting eeek!
    noscrazy said:
    Anyone know how long you should be waiting after the valuation for an update at the moment? Our valuation was done on Thursday 30th but have heard nothing since... last time we heard the next day by 12PM.
    My mortgage offer email came 4 working days after valuation. So I think today or tomorrow you should hear! Best of luck!!
    Thank you! I did ring a Santander mortgage helpline yesterday and she said from what she can see it looks like the valuation report she could see is valued at what we offered but she didn't want to guarantee it, so I think It might be good news but holding my breath until I get my offer. 
  • KFTB
    KFTB Posts: 18 Forumite
    10 Posts First Anniversary Name Dropper
    noscrazy said:
    Anyone know how long you should be waiting after the valuation for an update at the moment? Our valuation was done on Thursday 30th but have heard nothing since... last time we heard the next day by 12PM.
    kaz84 said:
    noscrazy said:
    noscrazy said:
    Anyone know how long you should be waiting after the valuation for an update at the moment? Our valuation was done on Thursday 30th but have heard nothing since... last time we heard the next day by 12PM.
    Just to add our mortgage is approved subject to valuation so it is literally the last thing we are waiting eeek!
    noscrazy said:
    Anyone know how long you should be waiting after the valuation for an update at the moment? Our valuation was done on Thursday 30th but have heard nothing since... last time we heard the next day by 12PM.
    My mortgage offer email came 4 working days after valuation. So I think today or tomorrow you should hear! Best of luck!!
    How long did it take for your valuation to come through? I got the "we're valuing your property email" a week ago but haven't heard anything since 
  • kaz84
    kaz84 Posts: 11 Forumite
    10 Posts Name Dropper
    KFTB said:
    noscrazy said:
    Anyone know how long you should be waiting after the valuation for an update at the moment? Our valuation was done on Thursday 30th but have heard nothing since... last time we heard the next day by 12PM.
    kaz84 said:
    noscrazy said:
    noscrazy said:
    Anyone know how long you should be waiting after the valuation for an update at the moment? Our valuation was done on Thursday 30th but have heard nothing since... last time we heard the next day by 12PM.
    Just to add our mortgage is approved subject to valuation so it is literally the last thing we are waiting eeek!
    noscrazy said:
    Anyone know how long you should be waiting after the valuation for an update at the moment? Our valuation was done on Thursday 30th but have heard nothing since... last time we heard the next day by 12PM.
    My mortgage offer email came 4 working days after valuation. So I think today or tomorrow you should hear! Best of luck!!
    How long did it take for your valuation to come through? I got the "we're valuing your property email" a week ago but haven't heard anything since 
    I applied through a broker (full timeline earlier in this thread) and my valuation was instructed by Santander the day after full application was submitted. Though, in 3 weeks time - my estate agent and broker both confirmed the date of the valuation to be carried out.
    once it was done, I didn’t actually receive the valuation report until the mortgage offer came in the post with the valuation attached, which was a few days after the Offered email from Santander. 
  • esubbs
    esubbs Posts: 133 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    esubbs said:
    Here to join in now we have finally had an offer accepted on a house (it's only taken 15 months).
    Applied online and initial DIP on Friday 10th June
    Full online application once solicitor instructed on the evening of Monday 13th, requested info (payslips and bank statement) uploaded immediately.

    Should be straightforward as it's 55% LTV and roughly 35% of our max borrowing, pretty perfect credit files. So the wait begins...
    An update from me...

    Full application and all requested info submitted on the evening of 13th June
    Additional info requested and submitted 15th June
    Desktop valuation 16th June
    Underwriters approval pending valuation 20th June
    Amended application to pay arrangement fee on completion, 21st June
    Amended Mortgage Illustration sent by snail mail 22nd June
    Amended Mortgage Illustration received and approved 24th June
    Underwriters approval pending valuation AM, offer approved and sent out PM 30th June
    Offer received 5th July
  • I've just had my broker email me saying santander have approved my mortgage he should have the offer tomorrow. Been waiting since 27th June application went in. 
  • Tiger2805
    Tiger2805 Posts: 11 Forumite
    10 Posts
    I've just had my broker email me saying santander have approved my mortgage he should have the offer tomorrow. Been waiting since 27th June application went in. 
    Ours went in 28th - what docs did you have to provide?
  • KFTB
    KFTB Posts: 18 Forumite
    10 Posts First Anniversary Name Dropper
    Santander say they've posted our identify verification letters twice now but we're still yet to receive them. Did anyone else experience this?
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.