We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Santander mortgage timeline

1…3233353738…431

Comments

  • newhomechris
    newhomechris Posts: 45 Forumite
    10 Posts Name Dropper
    Well I’m on the edge of my seat now. It’s back with the underwriters for a third time today after more information and a letter from my boss explaining how my bonuses work..... The wait is excruciating - if it can’t happen I just want to know so I can get on with my life!!!!

    Today marks the 7th weeks since the full application was submitted!!!!
  • xNaomi
    xNaomi Posts: 34 Forumite
    Eighth Anniversary 10 Posts Name Dropper Combo Breaker
    newhomechris said:
    Well I’m on the edge of my seat now. It’s back with the underwriters for a third time today after more information and a letter from my boss explaining how my bonuses work..... The wait is excruciating - if it can’t happen I just want to know so I can get on with my life!!!!

    Today marks the 7th weeks since the full application was submitted!!!!
    Fingers crossed you hear something soon!
  • greenpanda
    greenpanda Posts: 50 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    What documentation do you have to provide at Santander? Is it payslips only or bank statements? 
  • IMsaver
    IMsaver Posts: 53 Forumite
    10 Posts
    newhomechris said:
    Well I’m on the edge of my seat now. It’s back with the underwriters for a third time today after more information and a letter from my boss explaining how my bonuses work..... The wait is excruciating - if it can’t happen I just want to know so I can get on with my life!!!!

    Today marks the 7th weeks since the full application was submitted!!!!
    Good luck!
    We'll be into week 2 from tomorrow, the path is long...
  • SueF1
    SueF1 Posts: 137 Forumite
    100 Posts Name Dropper
    greenpanda said:
    What documentation do you have to provide at Santander? Is it payslips only or bank statements? 
    3 months worth of each if you're PAYE. Extra stuff if you're self employed such as 3 months business bank statements and 2 years tax calculations and overviews. 
    Plus ID. 
  • xNaomi
    xNaomi Posts: 34 Forumite
    Eighth Anniversary 10 Posts Name Dropper Combo Breaker
    We got our offer today!! 2 weeks from application to offer
    AIP - 28.08.2020
    Full application - 21.09.2020
    Valuation - 30.09.2020
    Offer issued - 05.10.2020

  • IMsaver
    IMsaver Posts: 53 Forumite
    10 Posts
    xNaomi said:
    We got our offer today!! 2 weeks from application to offer
    AIP - 28.08.2020
    Full application - 21.09.2020
    Valuation - 30.09.2020
    Offer issued - 05.10.2020

    Ah congrats!! I'm guessing it must be self-employed applications that are having a delay in that case as i remember you saying you weren't some way back!
  • SueF1
    SueF1 Posts: 137 Forumite
    100 Posts Name Dropper
    IMsaver said:
    xNaomi said:
    We got our offer today!! 2 weeks from application to offer
    AIP - 28.08.2020
    Full application - 21.09.2020
    Valuation - 30.09.2020
    Offer issued - 05.10.2020

    Ah congrats!! I'm guessing it must be self-employed applications that are having a delay in that case as i remember you saying you weren't some way back!
    There seems to be no rhyme or reason as to the time! I've seen SE approved in 2 weeks and PAYE take 7 on here of late....
    Seems to be luck of the draw!
  • Mononoke87
    Mononoke87 Posts: 15 Forumite
    10 Posts
    We are not SE, starting week 6, so no idea really how they look at it. Not much we can do anyway, just wait.
  • IMsaver
    IMsaver Posts: 53 Forumite
    10 Posts
    SueF1 said:
    IMsaver said:
    xNaomi said:
    We got our offer today!! 2 weeks from application to offer
    AIP - 28.08.2020
    Full application - 21.09.2020
    Valuation - 30.09.2020
    Offer issued - 05.10.2020

    Ah congrats!! I'm guessing it must be self-employed applications that are having a delay in that case as i remember you saying you weren't some way back!
    There seems to be no rhyme or reason as to the time! I've seen SE approved in 2 weeks and PAYE take 7 on here of late....
    Seems to be luck of the draw!
    Oh okay, so it's just lady luck with our future in her hands :D Waiting for things and WFH are not a good combo, procrastination at its peak aka checking santanders website for some small movement every minute ;)
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture