Santander mortgage timeline

newhomechris

Well I’m on the edge of my seat now. It’s back with the underwriters for a third time today after more information and a letter from my boss explaining how my bonuses work..... The wait is excruciating - if it can’t happen I just want to know so I can get on with my life!!!!

Today marks the 7th weeks since the full application was submitted!!!!

xNaomi

newhomechris said:

Well I’m on the edge of my seat now. It’s back with the underwriters for a third time today after more information and a letter from my boss explaining how my bonuses work..... The wait is excruciating - if it can’t happen I just want to know so I can get on with my life!!!!

Today marks the 7th weeks since the full application was submitted!!!!

Fingers crossed you hear something soon!

greenpanda

What documentation do you have to provide at Santander? Is it payslips only or bank statements? 

IMsaver

newhomechris said:

Well I’m on the edge of my seat now. It’s back with the underwriters for a third time today after more information and a letter from my boss explaining how my bonuses work..... The wait is excruciating - if it can’t happen I just want to know so I can get on with my life!!!!

Today marks the 7th weeks since the full application was submitted!!!!

Good luck!
We'll be into week 2 from tomorrow, the path is long...

SueF1

greenpanda said:

What documentation do you have to provide at Santander? Is it payslips only or bank statements? 

3 months worth of each if you're PAYE. Extra stuff if you're self employed such as 3 months business bank statements and 2 years tax calculations and overviews. 
Plus ID. 

xNaomi

We got our offer today!! 2 weeks from application to offer

AIP - 28.08.2020

Full application - 21.09.2020
Valuation - 30.09.2020
Offer issued - 05.10.2020

IMsaver

xNaomi said:

We got our offer today!! 2 weeks from application to offer

AIP - 28.08.2020

Full application - 21.09.2020
Valuation - 30.09.2020
Offer issued - 05.10.2020

Ah congrats!! I'm guessing it must be self-employed applications that are having a delay in that case as i remember you saying you weren't some way back!

SueF1

IMsaver said:

xNaomi said:

We got our offer today!! 2 weeks from application to offer

AIP - 28.08.2020

Full application - 21.09.2020
Valuation - 30.09.2020
Offer issued - 05.10.2020

Ah congrats!! I'm guessing it must be self-employed applications that are having a delay in that case as i remember you saying you weren't some way back!

There seems to be no rhyme or reason as to the time! I've seen SE approved in 2 weeks and PAYE take 7 on here of late....
Seems to be luck of the draw!

Mononoke87

We are not SE, starting week 6, so no idea really how they look at it. Not much we can do anyway, just wait.

IMsaver

SueF1 said:

IMsaver said:

xNaomi said:

We got our offer today!! 2 weeks from application to offer

AIP - 28.08.2020

Full application - 21.09.2020
Valuation - 30.09.2020
Offer issued - 05.10.2020

Ah congrats!! I'm guessing it must be self-employed applications that are having a delay in that case as i remember you saying you weren't some way back!

There seems to be no rhyme or reason as to the time! I've seen SE approved in 2 weeks and PAYE take 7 on here of late....
Seems to be luck of the draw!

Oh okay, so it's just lady luck with our future in her hands Waiting for things and WFH are not a good combo, procrastination at its peak aka checking santanders website for some small movement every minute