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Kent reliance

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  • Hello all, we are just waiting our AIP and then will push for full application this week. Can I please ask some advice..
    has anyone submitted a full application and been refused the sum of money asking? but Kent Reliance come back and say but we can offer you xxx much (less) according to affordability. My MA is asking for full amount and I have some funds available to offer more deposit but they are saying no go for the full amount but I'm worried I will get a point blank refusal and lose the mortgage. thank you 
    It doesn’t really matter at AIP stage, they will then tell you what they will lend you before full application 
    thanks 
  • GOOD NEWS!
    today we got our official mortgage offer! After waiting since March! Felt like it was never coming. Hang in there everyone be patient & GOOD LUCK! 
  • Congratulations!! We in same boat since March so I’m hoping
    ours soon? Asked for
    updated gift forms and few other questions 
    so hopefully soon! 
  • Congratulations!! We in same boat since March so I’m hoping
    ours soon? Asked for
    updated gift forms and few other questions 
    so hopefully soon! 
    Sound very similar to us you’ll have your offer any day now!!
  • The wait is unbearable lol 
  • Still no offer and vendor now pushing us for completion, been 11 weeks 
  • Jennifer0902
    Jennifer0902 Posts: 23 Forumite
    10 Posts
    Submitted application yesterday. Does anyone know what the time frame is looking like at the minute? 
  • Yep, Full app sent 11th March and still no offer lol 
    Started to loose hope. 
  • Jennifer0902
    Jennifer0902 Posts: 23 Forumite
    10 Posts
    Oh god that’s an extremely long wait isn’t it!! Our mortgage broker said 4-5 days for an update but I feel like that’s a bit optimistic right now. I’m so nervous just hope everything goes through ok. Hope your offer comes through soon too! 
  • shabbychic12
    shabbychic12 Posts: 315 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    My daughter has just got her mortgage offer back within 2weeks she is buying a new build so maybe this makes a difference. Fingers crossed for everyone waiting 
    Count down to retirement 2023
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