Kent reliance

happyday20

Hello, hope everyone was ok! Just wondering if anyone has had any updates?

lejones91

happyday20 said:

Hello, hope everyone was ok! Just wondering if anyone has had any updates?

I was thinking the same, however I feel like nothing ever happens on a Friday! Hopeful next week will be when I receive my offer 

Maaxx

happyday20 said:

Hello, hope everyone was ok! Just wondering if anyone has had any updates?

Nothing yet  our MB is being so quiet with updates for 2 weeks now since our app has been submitted. Hoping this is a good thing! Our HA hinted to us saying valuations probably won’t take place until beginning of December so i’m assuming its going to be another wait until then.

rachlikeswinter

happyday20 said:

Hello, hope everyone was ok! Just wondering if anyone has had any updates?

Nope not really. My MB is trying to push KR into sending the EWS1 form to the valuer today rather than wait for the stupid 7 working day queue - it's just getting painful now. 6 weeks since application and still not had my case looked at by an underwriter yet.

csumm4

We got told our valuation has been booked for Friday next week so that will be 11 days from when it was instructed 

Natalie866

Well hate to be a bearer of bad news but Kent reliance have refused our mortgage on The basis I have 8k on a credit card offered to pay it off in full nope not accepted, I have asked for a refund of survey cost but we will see, my broker has spoken to precise mortgages not only are they a better deal but seem to be quicker.

happyday20

Natalie866 said:

Well hate to be a bearer of bad news but Kent reliance have refused our mortgage on The basis I have 8k on a credit card offered to pay it off in full nope not accepted, I have asked for a refund of survey cost but we will see, my broker has spoken to precise mortgages not only are they a better deal but seem to be quicker.

Oh no, I’m really sorry to hear this. How far did you get before they refused it? Was you at the offer stage? I’m really sorry you got declined. But I’m glad to hear your MB has another lender lined up for you 😊

adzharr91

Natalie866 said:

Well hate to be a bearer of bad news but Kent reliance have refused our mortgage on The basis I have 8k on a credit card offered to pay it off in full nope not accepted, I have asked for a refund of survey cost but we will see, my broker has spoken to precise mortgages not only are they a better deal but seem to be quicker.

Thats ridiculous! Surely they knew that when you first applied through your credit score! Im sorry to hear that

Natalie866

Yes they did know that I'm furious they took the money for the survey and did the survey made me change solicitor and then declined I have the money in savings to clear the credit card which I offered to do and send the statement to say o paid but nope 

happyday20

Natalie866 said:

Yes they did know that I'm furious they took the money for the survey and did the survey made me change solicitor and then declined I have the money in savings to clear the credit card which I offered to do and send the statement to say o paid but nope 

That’s really shocking of them! I would definitely request for your survey money back! I don’t think that’s fair considering they had access to your full credit report at the beginning yet they’ve made you go this long for a decline