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Kent reliance

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  • aleeek
    aleeek Posts: 70 Forumite
    10 Posts Name Dropper
    Just out of curiosity do you all know how long your mortgage in principle took? Their website says 2 working days but mine took around a week, just wondering if that happened to anyone else? 
  • samw2311
    samw2311 Posts: 49 Forumite
    10 Posts Name Dropper
    Me too. I can’t wait anymore lol, we have our valuation on Wednesday. Does anyone know how long after roughly do you wait to hear if you get an offer? Xx
    4 weeks for us
  • dannik said:
    Me too. I can’t wait anymore lol, we have our valuation on Wednesday. Does anyone know how long after roughly do you wait to hear if you get an offer? Xx
    I would like to know this too! Our valuation was done 16th October. Theyve had additional docs and questions answered for a couple of weeks and not heard anything, not sure if it’s in the mortgage offer queue or if we will be required to answer more questions and provide even more docs? MB said we should know more after tomorrow 🤞🏻🤞🏻
    dannik said:
    Me too. I can’t wait anymore lol, we have our valuation on Wednesday. Does anyone know how long after roughly do you wait to hear if you get an offer? Xx
    I would like to know this too! Our valuation was done 16th October. Theyve had additional docs and questions answered for a couple of weeks and not heard anything, not sure if it’s in the mortgage offer queue or if we will be required to answer more questions and provide even more docs? MB said we should know more after tomorrow 🤞🏻🤞🏻
    What sort of things did they ask for after your valuation hun? X
  • ruby16
    ruby16 Posts: 17 Forumite
    10 Posts Name Dropper
    I’ve heard after valuation done it’s pretty set in stone you will get an offer, unless you are buying a house that’s falling apart x
  • dannik
    dannik Posts: 53 Forumite
    10 Posts Name Dropper
    dannik said:
    Me too. I can’t wait anymore lol, we have our valuation on Wednesday. Does anyone know how long after roughly do you wait to hear if you get an offer? Xx
    I would like to know this too! Our valuation was done 16th October. Theyve had additional docs and questions answered for a couple of weeks and not heard anything, not sure if it’s in the mortgage offer queue or if we will be required to answer more questions and provide even more docs? MB said we should know more after tomorrow 🤞🏻🤞🏻
    dannik said:
    Me too. I can’t wait anymore lol, we have our valuation on Wednesday. Does anyone know how long after roughly do you wait to hear if you get an offer? Xx
    I would like to know this too! Our valuation was done 16th October. Theyve had additional docs and questions answered for a couple of weeks and not heard anything, not sure if it’s in the mortgage offer queue or if we will be required to answer more questions and provide even more docs? MB said we should know more after tomorrow 🤞🏻🤞🏻
    What sort of things did they ask for after your valuation hun? X
    They wanted to know who we pay our rent too, about my child maintenance, universal credit (received a couple of payment during the COVID lockdown as I’m a self employed beauty therapist) basically querying the amounts and dates received.
    also asked for another copy of one of my partners SA302 because it didn’t have the HMRC’s website on the page like the others did, they also asked for 3 of my bank statements but I’d already provided these but just sent them again. So I’m not sure what else they will ask for. Or if we are just waiting for the offer or decline?! X
  • dannik
    dannik Posts: 53 Forumite
    10 Posts Name Dropper
    ruby16 said:
    I’ve heard after valuation done it’s pretty set in stone you will get an offer, unless you are buying a house that’s falling apart x
    Well that’s reassuring to know thanks @ruby16 🙂 xx
  • samw2311 said:
    Me too. I can’t wait anymore lol, we have our valuation on Wednesday. Does anyone know how long after roughly do you wait to hear if you get an offer? Xx
    4 weeks for us
    Our AIP came back approved immediately Xx
  • dannik said:
    dannik said:
    Me too. I can’t wait anymore lol, we have our valuation on Wednesday. Does anyone know how long after roughly do you wait to hear if you get an offer? Xx
    I would like to know this too! Our valuation was done 16th October. Theyve had additional docs and questions answered for a couple of weeks and not heard anything, not sure if it’s in the mortgage offer queue or if we will be required to answer more questions and provide even more docs? MB said we should know more after tomorrow 🤞🏻🤞🏻
    dannik said:
    Me too. I can’t wait anymore lol, we have our valuation on Wednesday. Does anyone know how long after roughly do you wait to hear if you get an offer? Xx
    I would like to know this too! Our valuation was done 16th October. Theyve had additional docs and questions answered for a couple of weeks and not heard anything, not sure if it’s in the mortgage offer queue or if we will be required to answer more questions and provide even more docs? MB said we should know more after tomorrow 🤞🏻🤞🏻
    What sort of things did they ask for after your valuation hun? X
    They wanted to know who we pay our rent too, about my child maintenance, universal credit (received a couple of payment during the COVID lockdown as I’m a self employed beauty therapist) basically querying the amounts and dates received.
    also asked for another copy of one of my partners SA302 because it didn’t have the HMRC’s website on the page like the others did, they also asked for 3 of my bank statements but I’d already provided these but just sent them again. So I’m not sure what else they will ask for. Or if we are just waiting for the offer or decline?! X
    I think you’ll be ok hun. Stay positive xx
  • dannik
    dannik Posts: 53 Forumite
    10 Posts Name Dropper
    samw2311 said:
    Me too. I can’t wait anymore lol, we have our valuation on Wednesday. Does anyone know how long after roughly do you wait to hear if you get an offer? Xx
    4 weeks for us
    Our AIP came back approved immediately Xx
    Yeah ours did too whilst we were still on phone to MB xxx
  • dannik
    dannik Posts: 53 Forumite
    10 Posts Name Dropper
    dannik said:
    dannik said:
    Me too. I can’t wait anymore lol, we have our valuation on Wednesday. Does anyone know how long after roughly do you wait to hear if you get an offer? Xx
    I would like to know this too! Our valuation was done 16th October. Theyve had additional docs and questions answered for a couple of weeks and not heard anything, not sure if it’s in the mortgage offer queue or if we will be required to answer more questions and provide even more docs? MB said we should know more after tomorrow 🤞🏻🤞🏻
    dannik said:
    Me too. I can’t wait anymore lol, we have our valuation on Wednesday. Does anyone know how long after roughly do you wait to hear if you get an offer? Xx
    I would like to know this too! Our valuation was done 16th October. Theyve had additional docs and questions answered for a couple of weeks and not heard anything, not sure if it’s in the mortgage offer queue or if we will be required to answer more questions and provide even more docs? MB said we should know more after tomorrow 🤞🏻🤞🏻
    What sort of things did they ask for after your valuation hun? X
    They wanted to know who we pay our rent too, about my child maintenance, universal credit (received a couple of payment during the COVID lockdown as I’m a self employed beauty therapist) basically querying the amounts and dates received.
    also asked for another copy of one of my partners SA302 because it didn’t have the HMRC’s website on the page like the others did, they also asked for 3 of my bank statements but I’d already provided these but just sent them again. So I’m not sure what else they will ask for. Or if we are just waiting for the offer or decline?! X
    I think you’ll be ok hun. Stay positive xx
    Thank you, you too 😃 hope we all hear something this week x
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