Happier Nat's debt free diary

WinterWarrior

It’s amazing progress though, just look at how far you have come! You deserve a big pat on the back ⭐️

natlie

Hi,
I took some time off work as I had been feeling unwell recently and I feel much better now, excluding some second jab side effects. 

I paid off my Next Account today it’s now only the DMP debt to pay off. I’ve increased my monthly payment by £100. 

I have a lot of cleaning and tidying to do today and I am planning on putting some stuff out for sale in FB market and Eb*y to help us through the rest of this month as I have had some surprise costs such as a large dental bill that I thought was going to be cheaper. My car insurance and home insurance is also due this month. 

Going to try and get out for a cycle today too. I love going for a cycle it really cheers me up.
Nat

Parkyp

Hi, sorry to hear you were poorly, glad you’re much better now. Well done in clearing the next account 👏👏. Enjoy your cycle. 

WinterWarrior

Well done on getting rid of Next. When I finally paid mine off I stopped using it, because I can’t find a way to pay instantly and I hate waiting to pay for things I already have now. 

natlie

I hadn’t used the Next Account since xmas @WinterWarriorit was great paying it off. I reduced the available balance from £1600 to £300

WinterWarrior

That’s a good idea. My limit is a ridiculous £5k so I just don’t look at it 😖

natlie

Great news today MBNA have refunded interest they charged me this year whilst on my DMP £260! Yippee 🙌🏻. Really happy. 

Parkyp

That’s a nice start to the morning. 

WinterWarrior

Great news 😁

Naomim

Great news from MBNA.  I'm pretty good with Next and only usually get 11yo's school shorts and a couple of bits. I  also have a ridiculous limit of £5k with them. Don't think I've ever owed more than £150 at any one time though.