Vida Homeloans return to market?

greenback

My case got escalated because of the length of time it's been ongoing and because of the unique terms. I'm in the middle of divorce and the house myself and our children live in is the marital home which is solely in my ex husband's name. He wants the capital out the house so he can move on, which is fair enough but he's also gone ahead and put a deposit on a new build with his new partner and they're now under pressure to sign missives. I've applied for this mortgage as a single parent on one income. I don't expect any special circumstances cos I'm not unique. I just want to be able to own this house for my kids sake and be financially free from someone I don't like 

SarahMayhtb

greenback said:

My case got escalated because of the length of time it's been ongoing and because of the unique terms. I'm in the middle of divorce and the house myself and our children live in is the marital home which is solely in my ex husband's name. He wants the capital out the house so he can move on, which is fair enough but he's also gone ahead and put a deposit on a new build with his new partner and they're now under pressure to sign missives. I've applied for this mortgage as a single parent on one income. I don't expect any special circumstances cos I'm not unique. I just want to be able to own this house for my kids sake and be financially free from someone I don't like 

I hope you get your help offer soon 🤞🏻

Our new build is now complete, we need to complete soon as our tenancy needs to be renewed in March or we need to give notice and our landlord isn’t very accommodating to allow us more time, obviously we don’t want to renew if we’re buying a house and don’t want to give notice if we don’t get the offer. Also my partner travels with work and will be abroad all of March and into April, so if we don’t complete by the end of February logistically it’s going to be a nightmare. We need to escalate but our MB is not pushing it? How do we get an escalation? Our application has been in 14 weeks now 😞

Amy32

SarahMayhtb said:

greenback said:

My case got escalated because of the length of time it's been ongoing and because of the unique terms. I'm in the middle of divorce and the house myself and our children live in is the marital home which is solely in my ex husband's name. He wants the capital out the house so he can move on, which is fair enough but he's also gone ahead and put a deposit on a new build with his new partner and they're now under pressure to sign missives. I've applied for this mortgage as a single parent on one income. I don't expect any special circumstances cos I'm not unique. I just want to be able to own this house for my kids sake and be financially free from someone I don't like 

I hope you get your help offer soon 🤞🏻

Our new build is now complete, we need to complete soon as our tenancy needs to be renewed in March or we need to give notice and our landlord isn’t very accommodating to allow us more time, obviously we don’t want to renew if we’re buying a house and don’t want to give notice if we don’t get the offer. Also my partner travels with work and will be abroad all of March and into April, so if we don’t complete by the end of February logistically it’s going to be a nightmare. We need to escalate but our MB is not pushing it? How do we get an escalation? Our application has been in 14 weeks now 😞

We asked our solicitor to write a letter/email and then I forwarded this to my MA and asked him to send it to Vida. Or you can ask the solicitor to send it directly. 

SarahMayhtb

Amy32 said:

SarahMayhtb said:

greenback said:

My case got escalated because of the length of time it's been ongoing and because of the unique terms. I'm in the middle of divorce and the house myself and our children live in is the marital home which is solely in my ex husband's name. He wants the capital out the house so he can move on, which is fair enough but he's also gone ahead and put a deposit on a new build with his new partner and they're now under pressure to sign missives. I've applied for this mortgage as a single parent on one income. I don't expect any special circumstances cos I'm not unique. I just want to be able to own this house for my kids sake and be financially free from someone I don't like 

I hope you get your help offer soon 🤞🏻

Our new build is now complete, we need to complete soon as our tenancy needs to be renewed in March or we need to give notice and our landlord isn’t very accommodating to allow us more time, obviously we don’t want to renew if we’re buying a house and don’t want to give notice if we don’t get the offer. Also my partner travels with work and will be abroad all of March and into April, so if we don’t complete by the end of February logistically it’s going to be a nightmare. We need to escalate but our MB is not pushing it? How do we get an escalation? Our application has been in 14 weeks now 😞

We asked our solicitor to write a letter/email and then I forwarded this to my MA and asked him to send it to Vida. Or you can ask the solicitor to send it directly. 

Thank you Amy, did your MA support it? I feel like my MA doesn’t want to escalate it, he seems happy to just sit in the queue 😞 

how are you getting on with your other application? Did you go with aldermore in the end? 

Miraclehome2020

SarahMayhtb said:

greenback said:

My case got escalated because of the length of time it's been ongoing and because of the unique terms. I'm in the middle of divorce and the house myself and our children live in is the marital home which is solely in my ex husband's name. He wants the capital out the house so he can move on, which is fair enough but he's also gone ahead and put a deposit on a new build with his new partner and they're now under pressure to sign missives. I've applied for this mortgage as a single parent on one income. I don't expect any special circumstances cos I'm not unique. I just want to be able to own this house for my kids sake and be financially free from someone I don't like 

I hope you get your help offer soon 🤞🏻

Our new build is now complete, we need to complete soon as our tenancy needs to be renewed in March or we need to give notice and our landlord isn’t very accommodating to allow us more time, obviously we don’t want to renew if we’re buying a house and don’t want to give notice if we don’t get the offer. Also my partner travels with work and will be abroad all of March and into April, so if we don’t complete by the end of February logistically it’s going to be a nightmare. We need to escalate but our MB is not pushing it? How do we get an escalation? Our application has been in 14 weeks now 😞

I would write all those personal circumstances in the letter justifying why u require escalation.Our MB luckily had dealt with Vida before so we missed the second completion date that had been  given by developer he just escalated it and asked me to write a personal letter as well.

SarahMayhtb

Miraclehome2020 said:

SarahMayhtb said:

greenback said:

My case got escalated because of the length of time it's been ongoing and because of the unique terms. I'm in the middle of divorce and the house myself and our children live in is the marital home which is solely in my ex husband's name. He wants the capital out the house so he can move on, which is fair enough but he's also gone ahead and put a deposit on a new build with his new partner and they're now under pressure to sign missives. I've applied for this mortgage as a single parent on one income. I don't expect any special circumstances cos I'm not unique. I just want to be able to own this house for my kids sake and be financially free from someone I don't like 

I hope you get your help offer soon 🤞🏻

Our new build is now complete, we need to complete soon as our tenancy needs to be renewed in March or we need to give notice and our landlord isn’t very accommodating to allow us more time, obviously we don’t want to renew if we’re buying a house and don’t want to give notice if we don’t get the offer. Also my partner travels with work and will be abroad all of March and into April, so if we don’t complete by the end of February logistically it’s going to be a nightmare. We need to escalate but our MB is not pushing it? How do we get an escalation? Our application has been in 14 weeks now 😞

I would write all those personal circumstances in the letter justifying why u require escalation.Our MB luckily had dealt with Vida before so we missed the second completion date that had been  given by developer he just escalated it and asked me to write a personal letter as well.

Thank you @Miraclehome2020 I’m going to get pushing on Monday! The uncertainty of getting the offer is difficult enough but worrying about everything and timing is so stressful. 

Amy32

SarahMayhtb said:

Amy32 said:

SarahMayhtb said:

greenback said:

My case got escalated because of the length of time it's been ongoing and because of the unique terms. I'm in the middle of divorce and the house myself and our children live in is the marital home which is solely in my ex husband's name. He wants the capital out the house so he can move on, which is fair enough but he's also gone ahead and put a deposit on a new build with his new partner and they're now under pressure to sign missives. I've applied for this mortgage as a single parent on one income. I don't expect any special circumstances cos I'm not unique. I just want to be able to own this house for my kids sake and be financially free from someone I don't like 

I hope you get your help offer soon 🤞🏻

Our new build is now complete, we need to complete soon as our tenancy needs to be renewed in March or we need to give notice and our landlord isn’t very accommodating to allow us more time, obviously we don’t want to renew if we’re buying a house and don’t want to give notice if we don’t get the offer. Also my partner travels with work and will be abroad all of March and into April, so if we don’t complete by the end of February logistically it’s going to be a nightmare. We need to escalate but our MB is not pushing it? How do we get an escalation? Our application has been in 14 weeks now 😞

We asked our solicitor to write a letter/email and then I forwarded this to my MA and asked him to send it to Vida. Or you can ask the solicitor to send it directly. 

Thank you Amy, did your MA support it? I feel like my MA doesn’t want to escalate it, he seems happy to just sit in the queue 😞 

how are you getting on with your other application? Did you go with aldermore in the end? 

He did yes but at the end of the day he is working for you so I don’t think it’s unreasonable for you to ask him to help. 

Yes we went with Aldermore. It’s been in for 10 days - valuation is this week coming 😊 so so far it’s a lot quicker but until I have a decision I am not getting my hopes up! 

SarahMayhtb

Amy32 said:

SarahMayhtb said:

Amy32 said:

SarahMayhtb said:

greenback said:

My case got escalated because of the length of time it's been ongoing and because of the unique terms. I'm in the middle of divorce and the house myself and our children live in is the marital home which is solely in my ex husband's name. He wants the capital out the house so he can move on, which is fair enough but he's also gone ahead and put a deposit on a new build with his new partner and they're now under pressure to sign missives. I've applied for this mortgage as a single parent on one income. I don't expect any special circumstances cos I'm not unique. I just want to be able to own this house for my kids sake and be financially free from someone I don't like 

I hope you get your help offer soon 🤞🏻

Our new build is now complete, we need to complete soon as our tenancy needs to be renewed in March or we need to give notice and our landlord isn’t very accommodating to allow us more time, obviously we don’t want to renew if we’re buying a house and don’t want to give notice if we don’t get the offer. Also my partner travels with work and will be abroad all of March and into April, so if we don’t complete by the end of February logistically it’s going to be a nightmare. We need to escalate but our MB is not pushing it? How do we get an escalation? Our application has been in 14 weeks now 😞

We asked our solicitor to write a letter/email and then I forwarded this to my MA and asked him to send it to Vida. Or you can ask the solicitor to send it directly. 

Thank you Amy, did your MA support it? I feel like my MA doesn’t want to escalate it, he seems happy to just sit in the queue 😞 

how are you getting on with your other application? Did you go with aldermore in the end? 

He did yes but at the end of the day he is working for you so I don’t think it’s unreasonable for you to ask him to help. 

Yes we went with Aldermore. It’s been in for 10 days - valuation is this week coming 😊 so so far it’s a lot quicker but until I have a decision I am not getting my hopes up! 

I’ll keep my fingers crossed for you 🤞🏻🤞🏻🤞🏻 

I’m going to start pushing for it tomorrow, thank you 😊 

Sophielucia22

Amy32 said:

SarahMayhtb said:

Amy32 said:

SarahMayhtb said:

greenback said:

My case got escalated because of the length of time it's been ongoing and because of the unique terms. I'm in the middle of divorce and the house myself and our children live in is the marital home which is solely in my ex husband's name. He wants the capital out the house so he can move on, which is fair enough but he's also gone ahead and put a deposit on a new build with his new partner and they're now under pressure to sign missives. I've applied for this mortgage as a single parent on one income. I don't expect any special circumstances cos I'm not unique. I just want to be able to own this house for my kids sake and be financially free from someone I don't like 

I hope you get your help offer soon 🤞🏻

Our new build is now complete, we need to complete soon as our tenancy needs to be renewed in March or we need to give notice and our landlord isn’t very accommodating to allow us more time, obviously we don’t want to renew if we’re buying a house and don’t want to give notice if we don’t get the offer. Also my partner travels with work and will be abroad all of March and into April, so if we don’t complete by the end of February logistically it’s going to be a nightmare. We need to escalate but our MB is not pushing it? How do we get an escalation? Our application has been in 14 weeks now 😞

We asked our solicitor to write a letter/email and then I forwarded this to my MA and asked him to send it to Vida. Or you can ask the solicitor to send it directly. 

Thank you Amy, did your MA support it? I feel like my MA doesn’t want to escalate it, he seems happy to just sit in the queue 😞 

how are you getting on with your other application? Did you go with aldermore in the end? 

He did yes but at the end of the day he is working for you so I don’t think it’s unreasonable for you to ask him to help. 

Yes we went with Aldermore. It’s been in for 10 days - valuation is this week coming 😊 so so far it’s a lot quicker but until I have a decision I am not getting my hopes up! 

Let me know how you get on with Aldermore. We have our app in to, valuation/survey was done last week and was valued as expected but they have a query as maintenance/rent charge flagged up on the house we are buying! Hoping they don’t decline on that basis!

Amy32

Sophielucia22 said:

Amy32 said:

SarahMayhtb said:

Amy32 said:

SarahMayhtb said:

greenback said:

My case got escalated because of the length of time it's been ongoing and because of the unique terms. I'm in the middle of divorce and the house myself and our children live in is the marital home which is solely in my ex husband's name. He wants the capital out the house so he can move on, which is fair enough but he's also gone ahead and put a deposit on a new build with his new partner and they're now under pressure to sign missives. I've applied for this mortgage as a single parent on one income. I don't expect any special circumstances cos I'm not unique. I just want to be able to own this house for my kids sake and be financially free from someone I don't like 

I hope you get your help offer soon 🤞🏻

Our new build is now complete, we need to complete soon as our tenancy needs to be renewed in March or we need to give notice and our landlord isn’t very accommodating to allow us more time, obviously we don’t want to renew if we’re buying a house and don’t want to give notice if we don’t get the offer. Also my partner travels with work and will be abroad all of March and into April, so if we don’t complete by the end of February logistically it’s going to be a nightmare. We need to escalate but our MB is not pushing it? How do we get an escalation? Our application has been in 14 weeks now 😞

We asked our solicitor to write a letter/email and then I forwarded this to my MA and asked him to send it to Vida. Or you can ask the solicitor to send it directly. 

Thank you Amy, did your MA support it? I feel like my MA doesn’t want to escalate it, he seems happy to just sit in the queue 😞 

how are you getting on with your other application? Did you go with aldermore in the end? 

He did yes but at the end of the day he is working for you so I don’t think it’s unreasonable for you to ask him to help. 

Yes we went with Aldermore. It’s been in for 10 days - valuation is this week coming 😊 so so far it’s a lot quicker but until I have a decision I am not getting my hopes up! 

Let me know how you get on with Aldermore. We have our app in to, valuation/survey was done last week and was valued as expected but they have a query as maintenance/rent charge flagged up on the house we are buying! Hoping they don’t decline on that basis!

Is that for a new build? Ours is freehold but do have a £300 a year maintenance payment for the site. I wonder if they will ask us the same. 

Have you found them fairly quick or has it been as long as Vida was?