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Hypno's cheaper than therapy debt diary.

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  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Absolutely!! It doesn't look like I will be starting the new job until Mid January now so I need to take the money wherever I can!

    January is always a tight month for people after Christmas.......I will have to treat it as a challenge all of its own!!

    Better get off now, though, otherwise I won't get paid at all!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    hypno06 wrote: »
    Morning all. Work at the uni today. Normally I grab lunch from one of the many student canteens, but as part of the "give up xyz" challenge I need to take my lunch and a flask of coffee.

    I hope everyone has a good day today x

    What, like this one:
    wr-cu55.jpg

    Should get you through to lunch time at least :rotfl: :rotfl: (so probably needs a refill around now :eek: )
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Ah, Ali, so you snook in to my sparkling kitchen and taken a photo of my flask on my gleaming worktops, together with the batch of home made biscuits I whipped up before work this morning!!

    :rotfl:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Home after home and karate, to find a lovely bill for my Cert Ed......bloomin cheek as they haven't yet paid me my grant to cover it! Oh well, it will go in the "pending" pile of paperwork I think! I am not making much of an effort to pay it if they owe me an identical amount of money :confused:

    Apart from that I got a free £20 bingo money "come back" bonus through the post, so that will keep me amused for at least 10 seconds at some point this week!!

    Dinner is being whipped up in the microwave :o as we speak........microwave meals were on offer in the supermarket.....sometimes, needs must!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Hi Hypno, I recorded the Liverpool Nativity last night. As BF is from there, I'm sure I'll enjoy it. I think its repeated on BBC1 or BBC2 on Christmas Eve/Christmas Day. I'm knackered, but waiting on DD coming home from the school dance. And so it begins.....
  • hi hypno when are the tv crew coming and is the house all sparkly yet?
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Morning guys! The tv crew will be here in a couple of days, and yes, of course the house is all tidy and sparkly.........of course :rolleyes:

    Last day of term today so the children are quite happy! My last opportunity to get some housework done before I get side tracked with all their activities etc!

    Paperwork as well today - May try the half hour on half hour off thing again - seems to work quite well!

    Have a good day everyone!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I cannot *imagine* how busy you're going to be over Christmas with the energy your kids have! Hope today you manage the housework and paperwork "to your satisfaction"!
    2023: the year I get to buy a car
  • duchy
    duchy Posts: 19,511 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Xmas Saver!
    Morning
    A day at home today. We reworked the grotto rotas got rid of half day shifts so we both got a couple of days off between now and Christmas. Christmas tree gets delivered today but I suspect won't be going up til Thursday or Friday.
    Son will be sulking as once he's out of his pit his room is going to be attacked and cleared of all excess junk-bin or cellar for most of it. Off to the cinema tonight-his choice so heaven knows what we'll be seeing.
    Time for one more coffee then off to do a very poor imitation of Flylady ;)
    Good luck with the big clear up today Hypno
    I Would Rather Climb A Mountain Than Crawl Into A Hole

    MSE Florida wedding .....no problem
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Morning KC and Duchy!!

    I have just signed up for another challenge - "2008 - live off £4k for a year". Will be bloomin hard, but might just make me stick to that spending diary and budget budget budget!!

    This money will cover food, birthdays, activities etc etc. It does not include petrol for work, debt payments, mortgage, utility bills etc.

    So, is it doable? I am going to give it a try. Christmas 2008 will hopefully be taken care of with the Free Christmas challenge, so it really is just a case of careful and savvy shopping, meal planning, not wasting food, taking pack ups etc etc.

    Obviously, it won't start until Jan 1st, so I have a couple of weeks to try and get my head around it!

    Am I mad :confused:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
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