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Missy’s family of 4, paying off debts, saving for a house and just trying to survive!

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Comments

  • Happy birthday 🎂 
    I just wanted to say you've inspired me to start my own diary. Thank you! 
    Wish you all the best and the happiest of birthdays and sending you all the strength and love ♥ 
  • Happy Birthday 🎂🎁x
    2026 Decluttering 3982⭐️⭐️
    2025 Decluttering 17207⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
    2024 Decluttering 11728⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
  • missymoo81
    missymoo81 Posts: 8,056 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Thank you all so much for your lovely messages! I had a lovely day and got 2 bottles of fabric conditioner 😁.

    just going to hand the washing up and I’ll be back with an update! 
  • Happy belated birthday @missymoo81. Enjoy the bubbles! 
    2026 financial goals & challenges!

    1). Mortgage (started Jan 2024) £98,655.10/ £122,400.00 Overpayment total: £1460.47 (Inc Sprive yr 1 & 2 o/p £70.93, £5.52 Natwest o/p & £55.34 reg monthly overpayment) Equity 33%

    2). #47 Save 1p a day challenge 2026 £96.47/£780

    3). £2,763.96/£3000.00 - Investment ISA

    4). CC debt - £21,148.38. Aiming for £19,999.99 31/12/2026

    5). £252.66 / £1000.00 - EF

    6). Lose weight, get fitter and read 12 books in 12 months in 2026. 2 out 12 COMPLETED
  • jwil
    jwil Posts: 23,537 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Belated Happy Birthday!  Enjoy the fabric conditioner :D

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • missymoo81
    missymoo81 Posts: 8,056 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    First day of school here 😳
  • Cheery_Daff
    Cheery_Daff Posts: 18,439 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy birthday Missy!
  • First day of school here 😳
    Good luck Missymoo! Next week for my two.. onwards & upwards! 
    2026 financial goals & challenges!

    1). Mortgage (started Jan 2024) £98,655.10/ £122,400.00 Overpayment total: £1460.47 (Inc Sprive yr 1 & 2 o/p £70.93, £5.52 Natwest o/p & £55.34 reg monthly overpayment) Equity 33%

    2). #47 Save 1p a day challenge 2026 £96.47/£780

    3). £2,763.96/£3000.00 - Investment ISA

    4). CC debt - £21,148.38. Aiming for £19,999.99 31/12/2026

    5). £252.66 / £1000.00 - EF

    6). Lose weight, get fitter and read 12 books in 12 months in 2026. 2 out 12 COMPLETED
  • Hey so sorry for not posting for a while. Life has been so busy! 
    So kids are back to school. I’m working sooo much more to make up the amount that ex isn’t paying. Apparently he’s been furloughed again. 
    I’m working every day. The mealplan hasn’t worked out, I’ve had to go shopping much more, I don’t know what I was thinking with such a small budget, the children eat soooooo much. 
    I’ve paid the rent and bills this month, I’m waiting for some payments to come in so that I can pay the £450 on the loan.
    foodwise for dinners we have:
    stew
    spaghetti bolognese x2
    chicken curry



  • Hope the little ones are settling in to school and routine again. 
    Don't forget to fit in a break for you in that routine too.
    LBM in April 17 - Starting card debt £33554
    Mortgage@1 June 18 - £76350
    Total debt @june 18 £102311
    Debt Jan 25 £8282
    Mortgage £51215. Total debt now £59497
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