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Missy’s family of 4, paying off debts, saving for a house and just trying to survive!

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  • missymoo81
    missymoo81 Posts: 8,006 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Ah cash our days are Tuesday and Friday on Prolific. I will cash our Tuesday and let the children choose their sweets! 
  • My first few cash outs on prolific had to wait for the tues/fri days, but now it’s immediate....I think after you’ve cashed out a few times you don’t need to wait. 
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • dawnybabes
    dawnybabes Posts: 3,377 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    My first few cash outs on prolific had to wait for the tues/fri days, but now it’s immediate....I think after you’ve cashed out a few times you don’t need to wait. 
    Ditto, mines arrived straight away 
    Sealed pot challenge 822

    Jan - £176.66 :j
  • missymoo81
    missymoo81 Posts: 8,006 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hmm it’s only the second time I’ve cashed out. Have done it now so will see when it turns up! 
  • jwil
    jwil Posts: 22,051 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    My prolific is instant too.

    Get on the phone to paypal, if you've refunded through ebay you should have the evidence to prove it was already sent.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • missymoo81
    missymoo81 Posts: 8,006 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Thanks JWil
    Have found the info I need to contact ebay and will get a call back tomorrow as was too late by the time I figured it out today. 

    Went to lidl and only spent £21! Did so well! Especially with my app, I saved £5.50! But I was also far cheaper than Tesco for most things! Think I may even have money left over in this weeks budget. If so I’ll order the little bags and big postage bags I need from eBay. 

    Still need to get the bits from Tesco on Tuesday. 
  • missymoo81
    missymoo81 Posts: 8,006 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Ah now the Normal stress of back to normal life has hit! And I’m panicking whether I’ll have enough time to cook everything I‘be bought to make things from scratch. Back in the gym tomorrow although not working just dreading it. Also need to pick kids up which means seeing ex but trying not to dwell on that too much.
    So happy to be seeing them! Might have landed another online client which would be great. Will hopefully be £25 a week if not more! 

    I’m sat drinking a beer trying to chillout a little!
  • Hope tomorrow goes ok, just think of the cuddles!
    Hope the ebay refund gets sorted quickly, its things like that that put me off using it.
    I must admit, we've had way too many pizzas lately, the the £1 shop ones, but they are so quick and easy, you do so well on meal prep with so little time.
    LBM in April 17 - Starting card debt £33554
    Mortgage@1 June 18 - £76350
    Total debt @june 18 £102311
    Debt Jan 25 £8282
    Mortgage £51215. Total debt now £59497
  • missymoo81
    missymoo81 Posts: 8,006 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 1 September 2020 at 9:38PM
    Love having the children back am so happy! Just did my first class. I didn’t want to get up when the alarm went off at 5am. But class was really good and did it from home. OH is at work. Just watching willy wonka with the children and The cats 😊
  • missymoo81
    missymoo81 Posts: 8,006 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 1 September 2020 at 9:40PM
    The longest day ever today! Sooooooo tired. Got 2 hours sleep as me and OH were talking about future plans and jobs before bed and brain wouldn’t switch off. was tossing and turning and had to be up at 5! Did my PT at 6.30. As I said it was good! But been playing catch up all day as super sluggish as so tired. Took the children on the bikes to the park and stayed there for 2 hours talking to a lovely dad who’s children and mine were playing nicely.

    Going to have to redo the budget. As forgot about a DD that came out for the sofa payment. So no money left for the extra shopping. Need to look at it again and see what I can do. Didn’t get to the supermarkets today. So that’s tomorrow’s job.
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