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Missy’s family of 4, paying off debts, saving for a house and just trying to survive!

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Comments

  • Isn’t that kind of ‘hobby’ quite expensive? Curious my **** if you’ll forgive my french. He’s a grown man and knows how it works 😬 I believe there’s quite a lot of exploitation involved in that business (from my limited knowledge gained from m*msnet).
    Definitely worth considering all your options, financial and emotional, and make the best decision for you ⭐️
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • Chrystal
    Chrystal Posts: 2,000 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Sending (((hugs))) and wishing you the strength to fight for what you deserve. XXXX
    I Believe.....
    That it isn't always enough, to be forgiven by others.
    Sometimes, you have to learn to forgive yourself.

    Yesterday is history, tomorrow is a mystery
    Today is a gift. That's why it is called the present.

    happiness isn't achieved by getting extra things,
    but by getting rid of the things that make you unhappy
  • WelshKitty85
    WelshKitty85 Posts: 1,439 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Sorry you're going through such a hard time Missy. Sending virtual hugs and positive vibes x
  • have deleted this and my other post. Everything got a bit close to home and I realised that I was telling too much of my personal life when I shouldn’t be really. It’s not what this forum is about. I really thank you all for your kind words and support, I’m going to take a step back now and try and sort my life out. Thank you so much for being there
     xx 
    Not sure if everyone has seen this earlier edited post. 

    @missymoo81 good luck with everything take care of yourself too 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • People get a lot of support for a lot of different things on here, I’ve never ‘not met’ a kinder bunch of people. 
    As @Skint_yet_Again says do take care of yourself. I hope everything is ok and you do what feels right for you x 
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Take care from me too x
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • sending you loads of hugs missy x
  • @missymoo81 - you have a wonderful band of people that are here for you when you need it. Take support in whatever means you need. Thinking of you and come back when you feel ready to do so. 
    2025 financial goals & challenges!

    1). Mortgage (started Jan 2024) £106,630.42 / £122,400.00 Overpayment total: £904.60 (Inc Sprive yr 1 o/p £19.16 & £55.34 reg monthly overpayment) Equity 28%

    2). #7 Save 1p a day challenge 2025 £280/£780

    3). £2179.85/£3000 in Investment ISA (34/50 investments)

    4). Increase cash savings & saving pots

    5). Keep debt to a minimum.

    Favourite quote: 'Life is like a box of chocolates, you never know what you're gunna get!' Forrest Gump
  • lovely to hear from you missy, sending hugs xx
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