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Missy’s family of 4, paying off debts, saving for a house and just trying to survive!
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Big hugs from me too. I know the feeling of one step forward and ten steps back, but keep picking yourself up and plodding on and you'll get there. Hopefully you'll pick up some new customers in September as everyone gets that 'back to school' feeling and wants to look good in time for Christmas.
If you are feeling rubbish about yourself and it's TOTM it's likely the hormones speaking and in a few days you'll feel better. Stay strong and what can you do to make yourself feel better from what you have? Have a nice bath and a bit of pampering? Anything in your wardrobe that you don't really wear or save for 'best'? Settle down with a good book/magazine and a coffee? Find something new to watch on tv?
Hope you feel better today xx"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
I hope it will pass. I guess that’s the thing about holidays. We have such a lovely time away then we’re back and straight into work. But this next 2 weeks are rubbish. Working from 2-11 today, Thursday we’re working apart all day. Fri-sun really long days helping at an event staying in a premier inn. (Sunday is actually my 40th) then OH is working the whole of Tuesday then he goes away from wed-Sunday next week 😢😢. I guess I’m just feeling completely lost again.1
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Ok need to shake myself out of this mood. Coffee, Gilmore girls and my studies should help. I need to stop depending on OH being beside me constantly when the children aren’t here to make me happy.1
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At work, did manage to get some bits done at home. Put most of my clothes away. Have put a stew in the slow cooker, put a wash load in and hung it up and programmed for tonight.3
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Maybe a bit pre birthday blues in the mix too Missy. I too have the two steps forward and 5 back.2025 financial goals & challenges!
1). Mortgage (started Jan 2024) £105,729.62 / £122,400.00 Overpayment total: £959.94 (Inc Sprive yr 1 o/p £19.16 & £55.34 reg monthly overpayment) Equity 28%
2). #7 Save 1p a day challenge 2025 £360/£780
3). £2209.52/£3000 in Investment ISA (35/50 investments)
4). Increase cash savings & saving pots
5). Keep debt to a minimum.
Favourite quote: 'Life is like a box of chocolates, you never know what you're gunna get!' Forrest Gump1 -
It’s been a busy few days and a rather unconventional birthday yesterday but it’s all good. Just getting small ones ready for school. Will post more later x1
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Happy birthday for yesterday xxSealed pot challenge 822
Jan - £176.66 :j1 -
Belated birthday wishes x1
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Happy birthday, I hope you had a good day xNot all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p11 -
Hope you had a lovely birthday
xx "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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