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Vehicle Control Services - offer to remove CCJ

Hi,
Advice please, 
So, I had a CCJ from VCS a couple years ago.   Yes I acknowledge that this could have been prevented had I acted differently, or in fact at all, at the time, but here we are.
Not heard from them for a couple of years now , then a letter today which seems to be offering to remove the CCJ for a settlement fee.  

I can't find anything anywhere which shows that a creditor has had a CCJ removed a couple of years in.   Is this legit ?    Strange it just says to transfer the fee to a specific account, rather than to get in touch etc.  Possible scam but I'll email VCS to see, but even so , is it possible they could have the Judgement removed? 
Letter ….

Br


«1345

Comments

  • Ralph-y
    Ralph-y Posts: 4,739 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 19 May 2020 at 6:55PM
    how long a go was it ?

    have you had any credit problems ?

    I suspect £££ must be getting tight for them .... :'(
    Ralph B)
  • Redx
    Redx Posts: 38,084 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    me too, they gain £100 and agree to a set aside with consent, sending the form out and expecting the OP to pay the £100 fee

    like a with consent set aside in reverse

    its the fee they dont tell you about , it looks like they have reduced it by £85 , which I suppose they have , which cons the recipient into getting sucked in
  • Ralph-y said:
    how long a go was it ?

    have you had any credit problems ?

    I suspect £££ must be getting tight for them .... :'(
    Ralph B)
    Credit file has plenty of blemishes around the 4 yr mark,  however in about 2yrs this CCJ would be the only negative on there, plus looking at getting a mortgage in a couple of months, the CCJ won't be a showstopper, but certainly wont help, I'd actually pay a hundred quid to have it disappear, .......but I just cant see that being the case.  
  • cant see this being a: legal and b: profitable for them 

    a: this would need to be an undisputed set aside , not a nod and wink to courts 

    b: £100 for setaside? , whos going to pay this 
    thanks for the reply,  so yes someone would still have to pay the £255 unless I've missed something.

    From what i can see,  the £100 would at best get it marked as Settled/Satisfied?  which isn't worth bothering with.

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