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It's time to begin.....
Comments
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Congratulations on the debt! And well played with husband, what abroad of bull from himCurrent mortgage (1 Jun 2022): £289,501 - originally £351,999 got to love London sized mortgages!
OP Goal 2022 = 3.75% in OPs: £6,975 / £13,200
Emergency Fund Target: 3 months saved ✅
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I've been following you and cheering you on. So close now. I just wanted to say , make sure the divorce includes a clean break financial settlement. Otherwise he will try and control you long into the future by packing up work (mental health) and seeking maintenance from youIt doesn't matter if you are a glass half full or half empty sort of person. Keep it topped up! Cheers!2
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Long time lurker just wanted to say how pleased I am for you and how much I admire your attitude! You deserve great things!Debt free November 20222
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So I've paid everything off except one remaining credit card. I've called them twice and their repayments team are 'too busy' to take my payment. I'm so frustrated right now! I'm literally £192 away from being debt free and I know it's as good as done but still!Bottom line;
£49k paid off
Car HP paid off
Debt Free!
Saved Escape fund and moved out.
Current focus; saving Emergency fund5 -
I'm debt free!Bottom line;
£49k paid off
Car HP paid off
Debt Free!
Saved Escape fund and moved out.
Current focus; saving Emergency fund24 -
Hooray!! So so pleased for you!!
01.12.2020 - CC £16,839 / Loan £18,820 / EF £0
03.07.2023 - CC (0%) £9,859 / Loan £0 / Savings £10,1102 -
So,so pleased to hear this. On with the next part of the plan1
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So pleased for you. Onwards and upwards.1
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Fabulous news, congratulations 🎉🎉
Debt Busting Again in 2026
Starting Debt 03.05.26 £5345. Total 29.10.26 £2650
Challenge 1 - Clear M&S Card: Starting Balance 03.05.26 £600, cleared 05.07.26
Challenge 2 - Clear V12 Finance: Starting Balance 05.07.26 £600, cleared 12.08.26
Challenge 3 - Clear Barclaycard: Starting Balance 12.08.26 £940, cleared 29.10.26
Challenge 4 - Clear Tesco CC: Starting Balance 29.10.26 £2650
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Congratulations, I'm really pleased for you. Just watch out for the next statements....1
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