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It's time to begin.....
Comments
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Wow, I'm so happy for you 😊1
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Congratulations on paying off the HSBC debt! I’m so glad the letter came straight into your hands and you got it sorted with no fuss - that must be a big weight off your mind!Hope you have a good weekend and enjoy the time with your friends and can ignore the woe-is-me vibes coming from upstairs as much as possible.Congratulations for Monday when you will be debt free! 🥂1
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Congrats on almost being debt free and I hope you ditch the awful husband soon. You need a medal to put up with that whining.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£391.55
Save £12k in 2025 #1 £12000/£120001 -
Amazing! I am so glad it worked that you were home when it came, and your post was spot on, he is a narcissist! I cannot wait until I see you post all paid off on Monday!!1
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Thanks all
He did come downstairs for the inevitable big argument; but has since explained to me how awful a person I am and how I in fact 'caused' the argument by my actions. Can't believe in the past I actually used to buy that crap.
Anyway, first friend has arrived 20 minutes ago so now he's the life and soul of the party.Bottom line;
£49k paid off
Car HP paid off
Debt Free!
Saved Escape fund and moved out.
Current focus; saving Emergency fund0 -
So pleased you intercepted the letter. Congratulations on clearing your debt. Now plan to get that muppet out your life. Hope your evening goes well xx2025 Decluttering 10472⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
2024 Decluttering 11728⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️0 -
Brilliant news about Monday! What a amazing achievement!0
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So pleased for you. Onwards and upwards from here xxslowly working towards being MF one small over payment at a time :T0
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Amazing! Well done!!!"Think of many things, do one"
Mortgage 30 Sep'25 est. £208,500 £309,749 2020 (current ends 2038)
Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga0 -
Great news @Kakiste and agree it sounds like very narcissistic behaviours!
Just keep an eye out for a letter from the bank confirming the account is now cleared/closed, the loans I’ve repaid recently they’ve always followed up with a letter. You’re nearly free!April 2020 - £102,222 Loans/CC’s.
Jan 2022 - £0
Cleared - £102,222
Jan 2022 - Now time to build suitable investments and a business!1
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