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It's time to begin.....
Comments
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Exam papers have run out this morning. I've made a total of £2800 before tax! Which means once the final payment comes in in early August I will have earned enough to completely clear the car with £260 left over. Decent chunk to add to the EF!
It's my birthday at the beginning of August- happy birthday me!
Bottom line;
£49k paid off
Car HP paid off
Debt Free!
Saved Escape fund and moved out.
Current focus; saving Emergency fund13 -
That’s just brilliant. Now to save for a new life xx2025 Decluttering 10472⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
2024 Decluttering 11728⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️2 -
Brilliant news!
And from now on everything you save is going towards your exciting future 1 -
The only way is.... forwards! Great news!#2 Saving for Christmas 2024 - £1 a day challenge. £325 of £3661
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Onwards and upwards to a better future.
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That's great news about the extra marking. Hopefully now you can get a nice EF together and possibly leave before end of year would be nice to start the new year in a new place without someone holding you down*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £840
*Total debt - £8040/£11641.17*
Savings
*Savings Buffer - £100/£1500
*Emergency Fund - £1500/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1 -
So husband's sister videocalled him last night; she's planning another family camp for the summer holidays and wanted to convince him into it. (
) He's actually agreed and actually genuinely said "well you know me, I'm easy going so whatever date you want to book is fine by me" 
I am fairly certain I heard my SIL's wife snigger in the background of the call.
So hurrah for camping with in-laws.Bottom line;
£49k paid off
Car HP paid off
Debt Free!
Saved Escape fund and moved out.
Current focus; saving Emergency fund2 -
Been paid next installment from marking this morning. Paid it straight off car HP- £706 left to pay and HP now scheduled to end November '22 down from February '23.
Bottom line;
£49k paid off
Car HP paid off
Debt Free!
Saved Escape fund and moved out.
Current focus; saving Emergency fund11 -
Wow how amazing is that! Great work!0
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So exciting watching the very last of those numbers coming down! What's the focus after this (as it seems like you'll be complete soon), more EF? I've just set aside the first chunk of mine and it feels amazing!0
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