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Future is Bright
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Well done on paying it off. Hurrah and for the great deal on the chicken. Happy birthday.Aiming for a minimal spend 20220
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You are so near your goal of paying off all your debt. Not long now ! Enjoy the big 3-0 however you manage to celebrate in these strange times.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10 -
Hope you had a lovely birthday and are plotting the next goal!Mortgage started 2020, aiming to clear 31/12/2029.1
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Just touching base with a small financial update.
still have just the one debt which is just back and forth negotiations for early settlement. Maybe it’s not the right thing to do but I’ve stopped paying it until we agree on a f&f (it already defaulted 2017 and no interest is being added)
Savings wise:
LISA 5039.57
Marcus 750
Going to start contributing to my LISA for this tax year next month and hopefully fully fund it by Jan 2021.
Also another win I’m happy about... my net worth has increased by 4134.58 since Jan 2020.
Managing to keep food shop around 35 each week too!!4 -
Hi Anxious it’s all going in the right direction. Hope you get the last f&f sorted soon. Well done on keeping your shopping bill down. Mine has shot up during lockdown! I think it’s because I am having shopping delivered so I have too long to browse & add stuff to my basket 😆 I will have to get back to shopping at Aldi0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10 -
Congratulations, one tiny step, it's done and history 🤗
Well done on increasing your net worth, I bet that feels good!Mortgage started 2020, aiming to clear 31/12/2029.1
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