After years of debt journey through my sensible 40s... and save a deposit for a house

lantanna

Back from my weekend away, was great, ate, drank, laughed and relaxed. Feeling refreshed and ready to start saving again.

lantanna

Seems quiet throughout MSE at the minute, trying now to have a healthy low spend fortnight after being away. Plans for this week are minimal, get caught up on some slee, housework and get to the gym

lantanna

Suffering from a sinus infection now and just wanting to sleep round the clock. Wondering how bad it wud be to have ice cream for dinner lol. Roll on the weekend to rest

lantanna

Off to the gym today, tv catch up planned for later with an easy pasta dinner and a glass of wine. Having a leisurely weekend and a low spend one too.  Plan to eat from the freezer now mostly until payday and as usual it’s full and I’ve no real idea what’s in there.

lantanna

Gym done and fresh veg bought, have a chicken to roast tomorrow can’t wait.

lantanna

Starting to think about 2021 goals. Hard to be certain how 2021s going to look for us all. 

I’m going to save £450 minimum a month into my mortgage accounts and use the rest of my savings to beef up the fees pot quickly before moving back to focusing on the deposit savings for the rest of the year. Next year will be a low buy, hoping to find that happy medium between saving and living.

lantanna

Totally ready for payday this month, next Tuesday. Will need petrol and some bits for the weekend, using my change money box in the house for these. Really seeing the difference this month with spending on weekend away. Nothing planned for October so should be ok to live within a reduced budget to try and claw back a bit. 

Buffythedebtslayer

Your weekend away sounds so lovely I have only been away once by myself and it was so good. Glad you are still here cracking on with it all XXX 

lantanna

Thanks I was actually with a friend this time, usually go on my own though. A bit of quiet me time is such a boost after a looong week in work.  

lantanna

Tough times here in NI today, def gives you food for thought and the importance of having emergency funds.