We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Want to become a Forum Ambassador? Visit the Community Noticeboard for details on how to apply

Anyone have experience with PayPal/eBay - please help!

1235»

Comments

  • theonlywayisup
    theonlywayisup Posts: 16,032 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 12 May 2020 at 1:35PM

    As the op's dispute was over 120 days after they were paid, then it has to be a PayPal dispute. 
    It is not a dispute, it is a chargeback.  They are very different. 
    A chargeback is via your debit/credit card. As I said has a max of 120 days to action.
    If someone contests something direct with PayPal it is a dispute. Which has 180 days to action.
    https://www.paypal.com/uk/smarthelp/PAYPAL_HELP_GUIDE/all-about-disputes-icf7
    As has been pointed out to you elsewhere, they are different.  A paypal dispute is not the same as a chargeback.  They are dealt with by Paypal differently because they offer different resolutions under different rules.   

    But at least you now appreciate the 180 days is given by Paypal for a dispute process, a dispute is a SNAD or INR.   
    I know they are different. That is what I SAID.....


    You said it was a Paypal dispute.  I was pointing out that it isn't a Paypal dispute, it is a Paypal chargeback.    As I said they are different, which may or may not concern you but it does matter at how you proceed with one against the other.  

    born_again said:

    540 days is the maximum time that a chargeback can be actioned in & only relates to future dated purchases. So you are looking at Holidays, events, furniture that has to be made etc. Not something that is sent the next day.  As the op's dispute was over 120 days after they were paid, then it has to be a PayPal dispute. 

Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.9K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.2K Spending & Discounts
  • 246.9K Work, Benefits & Business
  • 603.5K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.