📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Pay off £20,000 (ish) by Xmas 2008

16768707273153

Comments

  • andan
    andan Posts: 2,110 Forumite
    Hi madcatgirl and welcome to the challenge, the more the merrier.

    Nothing more to update from me, just popping in to see how everyone is doing. Must pull my finger out and stop faffing though, as have been a bit lazy recently and not done any of my daily clicks or surveys.
    :j Live on £4500, £2531/£4500:T 101 in 1001 (52/101):j:beer::j


  • Thanks Alimac and Andan - I am a planner by the way, that's my job! I've updated my signature to show my savings today and my Isa interest I also got today. Is it cheating counting interest received? I can't do it without it! I might sign up to the £10 a day in March challenge if there's one running, to help boost my figures.
    March 2016 - £178,914.59; July 2017 £146,160.38
    Mortgage end Sept 2043; Target - pay off by March 2022, now Sept 2021
    Target balance July 2018 £112,560
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Hmmm, what about overpayments though? Otherwise I don't think we quite have £10k we can pay off... (without loan).
    No longer using this account for new posts from 2013
  • alimac23
    alimac23 Posts: 260 Forumite
    Gemmzie,

    I think it's entirely up to you what you want to include it the challenge. It's your personal challenge and you should suit you. For me it's all about clearing the unsecured debt, but everyones priorities will be different.
    1.Virgin CC: [STRIKE]£9432.00[/STRIKE] £10290.00
    2.RBS CC: [STRIKE]£3254.62[/STRIKE] £3029.61
    3.M&S CC: [STRIKE]£1262.11[/STRIKE] £464.95
    4.Next: [STRIKE]£400.00[/STRIKE]. £280.00

    TOTAL = [STRIKE]£14348.73[/STRIKE] £14064.56
  • taxi73
    taxi73 Posts: 20,815 Forumite
    overpayments should count as they are extra IYSWIM...GL everyone..nothing to report today
  • Evening everyone!

    Just received £6.83 from rpoints, so that's gone straight towards the savings. Totalling £547.18 savings so far. I'm really enjoying seeing the total go up, and it's only day 2 of my challenge. Almost 5.5% there... Still a long way to go. Good luck all!
    March 2016 - £178,914.59; July 2017 £146,160.38
    Mortgage end Sept 2043; Target - pay off by March 2022, now Sept 2021
    Target balance July 2018 £112,560
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    I hate my shortened signature now, lol, I have a chunk of savings for this challenge (it's 0% debt now :D :j) but don't want to include it until it's paid off!
    No longer using this account for new posts from 2013
  • Hi there. Could you have a pending total for it to make it more real? I've just found another £1.17 and have transferred it to my saving. Total now £548.35
    March 2016 - £178,914.59; July 2017 £146,160.38
    Mortgage end Sept 2043; Target - pay off by March 2022, now Sept 2021
    Target balance July 2018 £112,560
  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    Nothing for me to update today but payday tomorrow at long last - this month was definately worse than Jan!

    Haven't been able to update sig for ages! xx
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
  • Ditto penguin83 - it has been a long old wait

    I am desperate to get paid so I can see those totals drop. I have £1512.09 in transfers poised and ready to go out.
    £34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
    Sealed Pot #389 (2010=£133)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.