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Pay off £20,000 (ish) by Xmas 2008

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Comments

  • Uniscots97
    Uniscots97 Posts: 6,687 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    BabyMother wrote: »
    Well managed to pay off quite a bit this month due to a good month's wage from husband. However, he did get quite depressed at how much we have left to pay. We seem to be a bit of a glass half-full/glass half-empty couple! I though it was great we paid so much, he thought it was awful he made all
    this money and it was just going on debt. I feel a bit crap because I know I'm the spender of the two of us but I am trying hard to change.

    I want to join the grocery challenge now because my January total was a disgrace. I kept a spending diary (and actually wrote in it for a change!) this month and it was a bit of a shock. I had always just gone on visa bills to calculate how much I was spending on groceries. But once I added in all the little trips to the local shop here and there and the times I only paid cash - it was a bit of an eye-opener. So will try and change......


    I used to feel the same as you about how awful it was how much I was paying each month towards debt but I kind of changed my outlook, the faster I pay it off the less interest I pay and the sooner that money every month will be mine. :o
    CC2 = £8687.86 ([STRIKE]£10000[/STRIKE] )CC1 = £0 ([STRIKE]£9983[/STRIKE] ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J
  • lauradora
    lauradora Posts: 1,371 Forumite
    Part of the Furniture Combo Breaker
    unixgirluk wrote: »
    Laura have you complained to them? What have they said? They can't take more than they've told you they'll take.
    Yes but won't get money back til monday :mad:
    On a mission
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Afternoon everyone...what a terrible thing for N Power to do..so hugs to you...think we will all be glad to get this millstone from around our necks and we'll do it...lets keep it up...well done to everybody...
  • lauradora
    lauradora Posts: 1,371 Forumite
    Part of the Furniture Combo Breaker
    Well now the bank have refuded the whole thing!!!:j
    On a mission
  • Uniscots97
    Uniscots97 Posts: 6,687 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    lauradora wrote: »
    Well now the bank have refuded the whole thing!!!:j


    Thats great news!!!!
    CC2 = £8687.86 ([STRIKE]£10000[/STRIKE] )CC1 = £0 ([STRIKE]£9983[/STRIKE] ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J
  • andan
    andan Posts: 2,110 Forumite
    Sounds like your having fun with npower lauradora!

    Well i have been busy matched betting today, another day off work with this dreaded cold, so may as well try and make the most of it. Have already made £30 profit, with the potential to make another £60 profit. Am now off to go and do some surveys and my daily clicks, every little helps!
    :j Live on £4500, £2531/£4500:T 101 in 1001 (52/101):j:beer::j


  • lauradora
    lauradora Posts: 1,371 Forumite
    Part of the Furniture Combo Breaker
    Good effort andan. even with loads of time to myself I couldn't get my head round MB so always given it a miss. Then again might make it one of my projects soon. Its worth it even if you do what you've done once a week :D
    On a mission
  • **Amy**
    **Amy** Posts: 2,680 Forumite
    Afternoon everyone

    Ideally I would love to join this, and pay off the whole of my debt by November 2008 (the end of November!).

    I am making extra payments to things, and I have sold everything I can on ebay/amazon, and I have joined slice the pie... but thats all i can think to do.

    I am off work today, but cant do daily clicks as my computer keeps dying at home and its all blocked at work.

    Any suggestions welcome.

    Thanks

    x
    Debt: just my mortgage :D
  • Uniscots97
    Uniscots97 Posts: 6,687 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    **Amy** wrote: »
    Afternoon everyone

    Ideally I would love to join this, and pay off the whole of my debt by November 2008 (the end of November!).

    I am making extra payments to things, and I have sold everything I can on ebay/amazon, and I have joined slice the pie... but thats all i can think to do.

    I am off work today, but cant do daily clicks as my computer keeps dying at home and its all blocked at work.

    Any suggestions welcome.

    Thanks

    x


    Amy, what's slice the pie?
    CC2 = £8687.86 ([STRIKE]£10000[/STRIKE] )CC1 = £0 ([STRIKE]£9983[/STRIKE] ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J
  • pandapaws
    pandapaws Posts: 2,119 Forumite
    unixgirluk wrote: »
    Amy, what's slice the pie?
    It's the worst thing ever in the entire history of the internet!!! You get paid 3p for losing 60 seconds of your life listening to some of the worst music on the planet. But that's obviously just my opinion!:p

    It is at slicethepie .com. They pay out through Paypal when you get to £5, which is great if you're really good at it and get your rating up quickly, but I'm still at 3p per song, with about a quid in the coffers - which isn't increasing at any rate as I can't bring myself to do it!

    Some people really love it and do really well at it, so I think it's something that works for some but not for others. I find it so bad, I'd actually rather play bingo... and that's saying something! There's a full thread about it somewhere.


    My DH got an expenses cheque for £99.40 the other day, which we've paid to an overdraft rather than the normal account, so that's another £99.40 off my 20k I suppose - better than nowt! My total is therefore £3397.95.
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