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Pay off £20,000 (ish) by Xmas 2008
Comments
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Paid a little more this morning. Adjusted signature. Got a little extra money through work.CC2 = £8687.86 ([STRIKE]£10000[/STRIKE] )CC1 = £0 ([STRIKE]£9983[/STRIKE] ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J0
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I have £256.50 to pay off
Just have to wait for it to change accounts :j No longer using this account for new posts from 20130 -
Good morning everyone!
I have shifted a few pennies around so I can pay off a few quid to try and make myself feel a bit more positive. Am really trying to pull my belt in for this short month to try and pay some extra off.
Also trying to will myself out of bed on a sunday morning to try and get some money from the car boot!
so this morning I have paid off £9.69 and my totals are now
Loan £11332.98
Forma £1207.99
Overdraft £ 1500
Total £14040.97
Which means I have paid off £638.30 So far!On a mission0 -
I've had a good weekend. I went home to see my OH and opened loads of post. I had a letter from Lloyds about the PPI and they are going to refund me £370 plus interest and if thats the interest on the loan then its quite high. So that means that I can clear at least 1 maybe 2 of my smaller debts which I had set a target to myself to clear by April. And its a saving of £100 per month. And another good thing is this month is the last payment for my phone bill as Ive now gone to pay as you go and that will save me a fortune each month too. So this month is going to be paying off the pennies and next month I can start making bigger dents in the debts!!! And Ive managed to up my winnings for bingo and at the moment (after putting in a small sum to deposit) I have made £60. Which will be going off of one of the nasty credit cards.
Well done everyone on making loads of payment. I now can't wait for my totals to start going down.DFW Nerd No: 758 :cool: Proud to be dealing with my debts!:T Proud mum to Bon-Scott my amazing 10/10/10 baby
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Well my day just got worse, my Egg card is one of those being cancelled. I've never missed a payment and I always make more than the minimum payment (and I've nver gone over my limit). Guess they don't make enough money out of my 7% APR then?CC2 = £8687.86 ([STRIKE]£10000[/STRIKE] )CC1 = £0 ([STRIKE]£9983[/STRIKE] ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J0
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unixgirluk wrote: »Well my day just got worse, my Egg card is one of those being cancelled. I've never missed a payment and I always make more than the minimum payment (and I've nver gone over my limit). Guess they don't make enough money out of my 7% APR then?
What a bummer!! Does than mean you have to pay it all up straight away then or just never get to use it again??On a mission0 -
Thought I should do a proper update...
I've managed to pay off £397.84 this year and have £251.16 in my loan savings account (I've already done the max overpayment I can do per month) :j 10.7% paid off / saved so far! Only another £5403.56 to go :rolleyes:
I'm a wee bit behind where I would like to be but I know I'll get 2 cost of living increases and a pay increment at different points this year so these will be going straight towards this so thing should speed up a bit later in the year.Mortgage free as of 12/08/20!
MFiT-5 no 45You can't fly with one foot on the ground!0 -
What a bummer!! Does than mean you have to pay it all up straight away then or just never get to use it again??
Won't get to use it again and they'll keep taking my direct debit till its paid off. I'm raging. I've never missed a payment. There's a really heated thread about it on the CC board. Seems 161000 people have had the same done to them. It was useful for the cashback at christmas!CC2 = £8687.86 ([STRIKE]£10000[/STRIKE] )CC1 = £0 ([STRIKE]£9983[/STRIKE] ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J0 -
Had £75 come in from Quidco this morning, so I have updated my totals....gosh its slow going....
Going to enquire about a job today...and try to list a couple of things on ebay...
Hope everyone else is doing better than me!0 -
unixgirluk wrote: »Won't get to use it again and they'll keep taking my direct debit till its paid off. I'm raging. I've never missed a payment. There's a really heated thread about it on the CC board. Seems 161000 people have had the same done to them. It was useful for the cashback at christmas!
Well martin was on gmtv this morning saying that the card is rubbish anyway!
I've made a little payment of £8.10 this morning. I much prefer doing just a little but everyday so I can seer the balance going down regularly.
That brings my totals to;
Loan £11332.98
Forma £1199.89
Overdraft £1500
Total debt now £14032.87
Paid off so far £646.40.
Still on target fo being sub 14k by the end of this week.On a mission0
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