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SLLM (Single Lady Large Mortgage)

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  • Sistergold
    Sistergold Posts: 2,135 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Morning @Sandyra
    Oh that’s good news that life is going “back to normal” after such a long time! You are so lucky that you can cycle to and from work, that’s you exercised for the day! Keep it up!
    Am so excited about the whirlpool too but as you can tell it’s also some months if not years from now but hey nothing wrong with dreaming ahead! 🥂 
    Xx
    Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
    Mortgage start date first week of July 2019,
    Mortgage term 23yrs(end of June 2042🙇🏽♀️), 
    Target is to pay it off in 10years(by 2030🥳). 
    MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
    £12K in 2021 #54 (in 2020 #148)
    MFiT-T6#27
    To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
    Am a single mom of 4. 
    Do not wait to buy a property, Buy a property and wait. 🤓
  • Sistergold
    Sistergold Posts: 2,135 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Only me again
    Another £1200 sent into £100K account so total so far £4600 and £95400 to go! 🎉🥳
    Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
    Mortgage start date first week of July 2019,
    Mortgage term 23yrs(end of June 2042🙇🏽♀️), 
    Target is to pay it off in 10years(by 2030🥳). 
    MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
    £12K in 2021 #54 (in 2020 #148)
    MFiT-T6#27
    To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
    Am a single mom of 4. 
    Do not wait to buy a property, Buy a property and wait. 🤓
  • Queen_of_the_Hive
    Queen_of_the_Hive Posts: 1,191 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Well done & how exciting on the house anniversary!  :)
    2025 financial goals & challenges!

    1). Mortgage (started Jan 2024) £106,630.42 / £122,400.00 Overpayment total: £904.60 (Inc Sprive yr 1 o/p £19.16 & £55.34 reg monthly overpayment) Equity 28%

    2). #7 Save 1p a day challenge 2025 £150/£780

    3). £2109.85/£3000 in Investment ISA (34/50 investments)

    4). Increase cash savings & saving pots

    5). Keep debt to a minimum.

    Favourite quote: 'Life is like a box of chocolates, you never know what you're gunna get!' Forrest Gump
  • Sistergold
    Sistergold Posts: 2,135 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    clarissa62 said:
    Well done & how exciting on the house anniversary!  :)
    🏡🤩
    Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
    Mortgage start date first week of July 2019,
    Mortgage term 23yrs(end of June 2042🙇🏽♀️), 
    Target is to pay it off in 10years(by 2030🥳). 
    MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
    £12K in 2021 #54 (in 2020 #148)
    MFiT-T6#27
    To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
    Am a single mom of 4. 
    Do not wait to buy a property, Buy a property and wait. 🤓
  • frankersBri
    frankersBri Posts: 248 Forumite
    Fifth Anniversary 100 Posts Photogenic Name Dropper
    Catching up on lots of posts. Great progress @Sistergold! It's fun reading about all of your various plans/ambitions you have for your home and your motivation to get there! Happy housiversary too!
  • HelloB
    HelloB Posts: 60 Forumite
    Fourth Anniversary 10 Posts Name Dropper
    Happy Anniversary! You've done so much and got such brilliant plans.

    You simply think of something, then mobilise to do it. Amazing. No faffing around.
  • slm6002
    slm6002 Posts: 4,382 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Happy House Anniversary to you.  Hopefully the next year will be just as great.  You certainly have some great plans and i have a feeling you will definitely achieve them.  I'm still working on getting a mortgage on my own, so hopefully this time next year we will both be further forward.
    Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
    Debt £2547.60 / £2547.60
  • Queen_of_the_Hive
    Queen_of_the_Hive Posts: 1,191 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    slm6002 said:
    Happy House Anniversary to you.  Hopefully the next year will be just as great.  You certainly have some great plans and i have a feeling you will definitely achieve them.  I'm still working on getting a mortgage on my own, so hopefully this time next year we will both be further forward.
    Good luck to you too SLM, I'm working towards this too but for me i'm one step behind you and at the moment my goal is to get a job so that I can save for deposit and get a mortgage. We are all in our own journeys but its great to be able to push each other forward. 
    2025 financial goals & challenges!

    1). Mortgage (started Jan 2024) £106,630.42 / £122,400.00 Overpayment total: £904.60 (Inc Sprive yr 1 o/p £19.16 & £55.34 reg monthly overpayment) Equity 28%

    2). #7 Save 1p a day challenge 2025 £150/£780

    3). £2109.85/£3000 in Investment ISA (34/50 investments)

    4). Increase cash savings & saving pots

    5). Keep debt to a minimum.

    Favourite quote: 'Life is like a box of chocolates, you never know what you're gunna get!' Forrest Gump
  • slm6002
    slm6002 Posts: 4,382 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    clarissa62 Good luck to you too SLM, I'm working towards this too but for me i'm one step behind you and at the moment my goal is to get a job so that I can save for deposit and get a mortgage. We are all in our own journeys but its great to be able to push each other forward. 
    I think seeing others achieve what we are aiming for is really helpful too.  It is quite crazy that we are wishing for a great lump of debt (mortgage) so we can see how quickly we pay it off lol.  I realise it will then leave us with our very own home :)
    Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
    Debt £2547.60 / £2547.60
  • Sistergold
    Sistergold Posts: 2,135 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    slm6002 said:
    Happy House Anniversary to you.  Hopefully the next year will be just as great.  You certainly have some great plans and i have a feeling you will definitely achieve them.  I'm still working on getting a mortgage on my own, so hopefully this time next year we will both be further forward.
    Thank you 🥂
    Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
    Mortgage start date first week of July 2019,
    Mortgage term 23yrs(end of June 2042🙇🏽♀️), 
    Target is to pay it off in 10years(by 2030🥳). 
    MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
    £12K in 2021 #54 (in 2020 #148)
    MFiT-T6#27
    To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
    Am a single mom of 4. 
    Do not wait to buy a property, Buy a property and wait. 🤓
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