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SLLM (Single Lady Large Mortgage)

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Comments

  • Sistergold
    Sistergold Posts: 2,135 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    jak said:
    Hello! Can I join you all? I've Loved reading about your house buying adventures. It's just so inspiring! 
    I'm a single Mum with a teenager. I've had an offer accepted on a house and it's actually feeling promising! I've had 2 houses fall through so hoping it's third time lucky! xxx
    Oh hello @jak! Welcome to SLLMs! Fingers crossed your house purchase will complete! It can be difficult to see a purchase through! Xx 
    Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
    Mortgage start date first week of July 2019,
    Mortgage term 23yrs(end of June 2042🙇🏽♀️), 
    Target is to pay it off in 10years(by 2030🥳). 
    MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
    £12K in 2021 #54 (in 2020 #148)
    MFiT-T6#27
    To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
    Am a single mom of 4. 
    Do not wait to buy a property, Buy a property and wait. 🤓
  • lantanna
    lantanna Posts: 4,471 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    34 days and I’ll have my keys, eek. I went for a 5 year fixed at 2.4 so at least I know what I’ll be paying for a good while. Will be interesting to see what the gas and electric are like…..
  • Sistergold
    Sistergold Posts: 2,135 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    lantanna said:
    34 days and I’ll have my keys, eek. I went for a 5 year fixed at 2.4 so at least I know what I’ll be paying for a good while. Will be interesting to see what the gas and electric are like…..
    Oh @lantanna, only 34 days to go! It’s a final countdown! Good you fixed and will know what you will be paying,, well gas and electricity seems to be worst nightmare at present! More scary than the mortgage in my opinion! 
    Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
    Mortgage start date first week of July 2019,
    Mortgage term 23yrs(end of June 2042🙇🏽♀️), 
    Target is to pay it off in 10years(by 2030🥳). 
    MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
    £12K in 2021 #54 (in 2020 #148)
    MFiT-T6#27
    To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
    Am a single mom of 4. 
    Do not wait to buy a property, Buy a property and wait. 🤓
  • lantanna
    lantanna Posts: 4,471 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I know, I’m hoping for a mild winter again. Good thing is it’s only 980 square feet and a new build so I’m hoping the bills won’t be too bad. Least the petrol prices seem to be dropping.
  • Sistergold
    Sistergold Posts: 2,135 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    @lantanna, I did not realise petrol prices were going down? That’s some good news! 
    Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
    Mortgage start date first week of July 2019,
    Mortgage term 23yrs(end of June 2042🙇🏽♀️), 
    Target is to pay it off in 10years(by 2030🥳). 
    MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
    £12K in 2021 #54 (in 2020 #148)
    MFiT-T6#27
    To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
    Am a single mom of 4. 
    Do not wait to buy a property, Buy a property and wait. 🤓
  • lantanna
    lantanna Posts: 4,471 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Yes well they certainly are here in Northern Ireland anyway. I found a garage yesterday with 1.64 a litre 
  • Sistergold
    Sistergold Posts: 2,135 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    @lantanna, oh okay. I will be refuelling today probably will see how much it is. 
    Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
    Mortgage start date first week of July 2019,
    Mortgage term 23yrs(end of June 2042🙇🏽♀️), 
    Target is to pay it off in 10years(by 2030🥳). 
    MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
    £12K in 2021 #54 (in 2020 #148)
    MFiT-T6#27
    To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
    Am a single mom of 4. 
    Do not wait to buy a property, Buy a property and wait. 🤓
  • Sistergold
    Sistergold Posts: 2,135 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Good morning ladies
    The children are going to be with their dad for about a week. With this I decided to take a road trip by myself from London and if hotel bookings permit I hope to end up in Scotland. The idea is I want to visit Scotland in my car. I don’t want to tire myself and drive the 6plus hours in one day. All I want is a change really. So I decided rather than fly to Scotland and hire a car I will drive there. So part of trip is drive to Nottingham and will sleep there from today and checkout on Monday. It’s an excellent rated hotel, with spa and leisure facilities so will try and relax and exercise there. On Sunday I will then try and book a hotel in a town 2hrs or so from Nottingham towards Scotland and sleep there a night or two, then move on until I get to Scotland. Where I will sleep will be determined by where I can get a nice hotel booking. I will then do the same coming back and hope to be in different towns. I am hoping I will just be able to enjoy myself and let my hair down a bit. I will keep you all posted as I go on this trip. I am hoping to be back by next week Friday. Also if I don’t get to Scotland that’s also fine as when I want to come back I can or if I don’t get accommodation I like I will just drive all the way back. ALSO if I am having a good time sightseeing/relaxing in a particular town I can just stay there the whole time and come back! 
    Happy adventures! Xx
    Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
    Mortgage start date first week of July 2019,
    Mortgage term 23yrs(end of June 2042🙇🏽♀️), 
    Target is to pay it off in 10years(by 2030🥳). 
    MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
    £12K in 2021 #54 (in 2020 #148)
    MFiT-T6#27
    To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
    Am a single mom of 4. 
    Do not wait to buy a property, Buy a property and wait. 🤓
  • slm6002
    slm6002 Posts: 4,390 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Have a wonderful time, whatever the trip turns out to be.  I am not as adventurous as you and would need a plan set in stone that was sorted out months ago lol.

    I look forward to hearing what you get up to :)
    Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
    Debt £2547.60 / £2547.60
  • lantanna
    lantanna Posts: 4,471 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Sounds great Sistergold, I went to University in Scotland. Dundee. It’s on my bucket list to do a tour of Scotland in my car sometime over the next couple of years.
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