Emergency fund £8,500/£8,500
Mortgage overpayment £260
Debtfree!
£21,228.07 paid off in 22 months
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Revealed humiliating CC debt to my husband and can't remortgage
Comments
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Came back to this thread so many months later to say thanks again to everyone for sharing their comments and helping out when I felt panicked. It's been months since I made that first post, and I'm happy to say that I'm debt-free, have paid back my husband for the £7k he spent to help me clear that debt and I've also built up my emergency savings (6 months net income)
I've been reading on this forum a lot, and I'm also getting financial training through my workplace. Next stop, increasing my pension contribution and getting a stocks & shares ISA 20 -
That's excellent news Katie. Well done! And Thanks for updatingI'm writing a book on plagiarism. It wasn't my idea.1
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Fab news, congratulations on your success at getting rid of the debt and saving your emergency fundKatie875 said:Came back to this thread so many months later to say thanks again to everyone for sharing their comments and helping out when I felt panicked. It's been months since I made that first post, and I'm happy to say that I'm debt-free, have paid back my husband for the £7k he spent to help me clear that debt and I've also built up my emergency savings (6 months net income)
I've been reading on this forum a lot, and I'm also getting financial training through my workplace. Next stop, increasing my pension contribution and getting a stocks & shares ISA LBM Debt Total : £48,326.50
Pay All Your Debt Off By Xmas 2023 - #50 £1,495.29 / £12,000.00
Saving For Christmas 2023 - £1 a day challenge - #6 £100/£1095.001 -
That is fantastic. Well done.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
The 365 Day 1p Challenge 2025 #1 £667.95/£667.95
Save £12k in 2025 #1 £12000/£150000 -
Congratulations you’ve done so well 😊0
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Congratulations!!0
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