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RBS send me email with click to login link and state never ask for password in the email ??

2

Comments

  • eskbanker
    eskbanker Posts: 41,978 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    2e0arr said:
    happy to point out this to the good people on the Forum who may be RBS customers on who it may impact.
    ....which will of course be the grand total of zero!  It takes a special kind of pedantic mind to try to make something of this technicality, but I'd be astonished if anyone else chose to interpret RBS's email as literally signifying that online banking would be available without security, and if they were to be distraught when presented with a login page after reading the email then I'm sure their responsible adults should be able to console them.
  • NedS
    NedS Posts: 5,778 Ambassador
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    2e0arr said:
    I am processing my complaint 
    and happy to point out this to the good people on the Forum who may be RBS customers on who it may impact.

    on whom it may impact.
    I am a Forum Ambassador and I support the Forum Team on the Benefits & tax credits, Heat pumps and Green & Ethical MoneySaving forums. If you need any help on those boards, do let me know. Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
  • 2e0arr
    2e0arr Posts: 1,007 Forumite
    Part of the Furniture 500 Posts Name Dropper
    edited 14 March 2020 at 5:22PM
    eskbanker said:
    2e0arr said:
    happy to point out this to the good people on the Forum who may be RBS customers on who it may impact.
    ....which will of course be the grand total of zero!  It takes a special kind of pedantic mind to try to make something of this technicality, but I'd be astonished if anyone else chose to interpret RBS's email as literally signifying that online banking would be available without security, and if they were to be distraught when presented with a login page after reading the email then I'm sure their responsible adults should be able to console them.
    It takes a special kind of pedantic mind to try to make something of this technicality,
    Please read and consider the forum etiquette rules.

    How do i know its a genuine email ? i have to take  a risk and in  taking the risk i have to input my user id that gives a potential scammer my DOB.
    its an email just giving info
    but why does it include a link to logon. 
    RBS should not do that and we should expect better from them. 
  • born_again
    born_again Posts: 24,946 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    2e0arr said:
    eskbanker said:
    2e0arr said:
    happy to point out this to the good people on the Forum who may be RBS customers on who it may impact.
    ....which will of course be the grand total of zero!  It takes a special kind of pedantic mind to try to make something of this technicality, but I'd be astonished if anyone else chose to interpret RBS's email as literally signifying that online banking would be available without security, and if they were to be distraught when presented with a login page after reading the email then I'm sure their responsible adults should be able to console them.
    It takes a special kind of pedantic mind to try to make something of this technicality,
    Please read and consider the forum etiquette rules.

    How do i know its a genuine email ? i have to take  a risk and in  taking the risk i have to input my user id that gives a potential scammer my DOB.
    its an email just giving info
    but why does it include a link to logon. 
    RBS should not do that and we should expect better from them. 
    If you are unsure then do not click on the link. That as ever is the best advice.
    Remember the page it takes you to is not a login page. You have to click away from that page to go to a login page. As you said...
    I bet just about every page on the RBS site has a link to the login page? 
    Life in the slow lane
  • 2e0arr
    2e0arr Posts: 1,007 Forumite
    Part of the Furniture 500 Posts Name Dropper
    edited 14 March 2020 at 5:53PM
    >>The support centre Link takes you to a webpage with two attractive young ladies with the text "If you need a helping hand, we’re here", LOL very saucy.
    However the webpage has a login link and when you click it it then asks you for your RBS customer number which starts with your date of birth in a 6 digit form. Then next part asks you for your password details ?
    this breaches principle 7 of the FCA principles plus a few more.
    RBS customer service think there is nothing wrong with this email. <<

    So by what you are saying that any link from a banks website to their internet banking sign on page is a breech of FCA principles..
    Crazy. 

    Just about every post you seem to be making is about complaining to the FCA??

    So by what you are saying that any link from a banks website to their internet banking sign on page is a breech of FCA principles..<< No it was a link in an information email which is what made it look dubious it contradicted what the email said about not asking for a password.

    Crazy.<< Please read and consider the forums etiquette guide.

    Just about every post you seem to be making is about complaining to the FCA?? << im so glad you pointed this out and must point out that I have never suggested complaining to the FCA . I have suggested complaining to the Financial Ombudsman or FO to you?

    In every resolution letter from a bank is a leaflet pointing out if you are unhappy with their resolution complain to the Financial Ombudsman or FO to you? which is a good suggestion to people on the forum.

  • 2e0arr
    2e0arr Posts: 1,007 Forumite
    Part of the Furniture 500 Posts Name Dropper
    2e0arr said:
    eskbanker said:
    2e0arr said:
    happy to point out this to the good people on the Forum who may be RBS customers on who it may impact.
    ....which will of course be the grand total of zero!  It takes a special kind of pedantic mind to try to make something of this technicality, but I'd be astonished if anyone else chose to interpret RBS's email as literally signifying that online banking would be available without security, and if they were to be distraught when presented with a login page after reading the email then I'm sure their responsible adults should be able to console them.
    It takes a special kind of pedantic mind to try to make something of this technicality,
    Please read and consider the forum etiquette rules.

    How do i know its a genuine email ? i have to take  a risk and in  taking the risk i have to input my user id that gives a potential scammer my DOB.
    its an email just giving info
    but why does it include a link to logon. 
    RBS should not do that and we should expect better from them. 
    If you are unsure then do not click on the link. That as ever is the best advice.
    Remember the page it takes you to is not a login page. You have to click away from that page to go to a login page. As you said...
    I bet just about every page on the RBS site has a link to the login page? 
    I bet just about every page on the RBS site has a link to the login page? <<  dont bet or guess check facts . No on the linked page is the link "Login" and there is no way to know if it is genuine
  • General_Grant
    General_Grant Posts: 5,480 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    2e0arr said:
    2e0arr said:
    eskbanker said:
    2e0arr said:
    happy to point out this to the good people on the Forum who may be RBS customers on who it may impact.
    ....which will of course be the grand total of zero!  It takes a special kind of pedantic mind to try to make something of this technicality, but I'd be astonished if anyone else chose to interpret RBS's email as literally signifying that online banking would be available without security, and if they were to be distraught when presented with a login page after reading the email then I'm sure their responsible adults should be able to console them.
    It takes a special kind of pedantic mind to try to make something of this technicality,
    Please read and consider the forum etiquette rules.

    How do i know its a genuine email ? i have to take  a risk and in  taking the risk i have to input my user id that gives a potential scammer my DOB.
    its an email just giving info
    but why does it include a link to logon. 
    RBS should not do that and we should expect better from them. 
    If you are unsure then do not click on the link. That as ever is the best advice.
    Remember the page it takes you to is not a login page. You have to click away from that page to go to a login page. As you said...
    I bet just about every page on the RBS site has a link to the login page? 
    I bet just about every page on the RBS site has a link to the login page? <<  dont bet or guess check facts . No on the linked page is the link "Login" and there is no way to know if it is genuine

    Every page I've checked has the log-in link.  You can read the page address for reassurance.
  • 2e0arr
    2e0arr Posts: 1,007 Forumite
    Part of the Furniture 500 Posts Name Dropper
    edited 14 March 2020 at 6:17PM
    2e0arr said:
    2e0arr said:
    eskbanker said:
    2e0arr said:
    happy to point out this to the good people on the Forum who may be RBS customers on who it may impact.
    ....which will of course be the grand total of zero!  It takes a special kind of pedantic mind to try to make something of this technicality, but I'd be astonished if anyone else chose to interpret RBS's email as literally signifying that online banking would be available without security, and if they were to be distraught when presented with a login page after reading the email then I'm sure their responsible adults should be able to console them.
    It takes a special kind of pedantic mind to try to make something of this technicality,
    Please read and consider the forum etiquette rules.

    How do i know its a genuine email ? i have to take  a risk and in  taking the risk i have to input my user id that gives a potential scammer my DOB.
    its an email just giving info
    but why does it include a link to logon. 
    RBS should not do that and we should expect better from them. 
    If you are unsure then do not click on the link. That as ever is the best advice.
    Remember the page it takes you to is not a login page. You have to click away from that page to go to a login page. As you said...
    I bet just about every page on the RBS site has a link to the login page? 
    I bet just about every page on the RBS site has a link to the login page? <<  dont bet or guess check facts . No on the linked page is the link "Login" and there is no way to know if it is genuine

    Every page I've checked has the log-in link.  You can read the page address for reassurance.
    I cannot trust the page address which I am unfamiliar with and i am taken to by their email.
    The issue is about the email which contradicts itself and breaches FCA principles
  • dcs34
    dcs34 Posts: 893 Forumite
    Ninth Anniversary 500 Posts Name Dropper
    2e0arr said:
    I cannot trust the page address which I am unfamiliar with and i am taken to by their email.
    The issue is about the email which contradicts itself and breaches FCA principles
    The email says it contains a link to the support centre. It takes you to the support centre. At the top of the page (as for all pages on RBS's customer-facing website) it contains a link at the top to log in.
    Nowhere within the email are they asking you to log in or provide your log in details. You do not need to provide your login information in order to access the generic support centre. 
    Are you suggesting that the emailed link should take you to a version of the site without the log-in banner?
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