Bluestone Mortgages

T70TOD

firsttimebuyers07 said:

T70TOD said:

firsttimebuyers07 said:

@T70TOD congratulations ours came on email this Wednesday 

Amazing, you must be chuffed. Can’t wait I till it’s all tied up and done and dusted.

Yes very relieved I’m just hoping we can exchange soon xx

Fingers crossed for you, I’m hoping to get written offer today or tomorrow, just waiting on the builder letting me know entry date, looking like 2 weeks time so hoping no major conditions on the mortgage offer so I can get this done and dusted. 

firsttimebuyers07

@T70TOD fingers crossed we have sent back our contracts, mortgage offer is officially with the solicitors so just waiting for notice to pay our deposit and exchange 

T70TOD

firsttimebuyers07 said:

@T70TOD fingers crossed we have sent back our contracts, mortgage offer is officially with the solicitors so just waiting for notice to pay our deposit and exchange 

Perfect all go now, we got our written offer today, hopefully house builder is looking to complete 01/07 so all go for us too. Glad it’s moving on for you. 

Housebuyer2022

Got our valuation report today so fingers crossed final mortgage offer tomorrow or Wednesday! 🤞

T70TOD

Housebuyer2022 said:

Got our valuation report today so fingers crossed final mortgage offer tomorrow or Wednesday! 🤞

Good luck hope it’s quick, we waited 3 days but Bluestone asked a question about the valuation so think that added some time going back. 

Housebuyer2022

Got our mortgage offer today!! So pleased! 

Anyone know any timeframes from here to moving?! We aren’t in a chain. 🤞

afreshstart86

Housebuyer2022 said:

Got our mortgage offer today!! So pleased! 

Anyone know any timeframes from here to moving?! We aren’t in a chain. 🤞

That's Amazing news!! Congratulations. I would assume it depends how long the Conveyancers take with their side of things. Have you exchanged yet?

How long was your process with Bluestone? They asked for more info last week and ive still not heard anything.... x

Housebuyer2022

afreshstart86 said:

Housebuyer2022 said:

Got our mortgage offer today!! So pleased! 

Anyone know any timeframes from here to moving?! We aren’t in a chain. 🤞

That's Amazing news!! Congratulations. I would assume it depends how long the Conveyancers take with their side of things. Have you exchanged yet?

How long was your process with Bluestone? They asked for more info last week and ive still not heard anything.... x

Took about 3 weeks from mortgage being submitted to underwriting, to valuation to final offer. 

We have just paid the conveyancer fee so hopefully not too long now before we get a date! 

[Deleted User]

Hello, after numerous failed DIPs due to poor credit, defaults, pay day loans our amazing mortgage broker managed to find us one with Bluestone and quite frankly has pulled off a miracle. 

Our application was submitted around 2 weeks ago now, after we placed an offer on a property. They have asked for my partners July payslip, which we are now waiting on. 

In the mean time, the property we are currently renting needs is out by the end of the month. We have found a rolling contract tenancy to tie us over u til (fingers crossed) we receive our mortgage offer and complete with the property we are purchasing. 

We are now waiting to hear back from Bluestone to whether moving into a new property for short term rolling contract tenancy is going to throw a spanner in the works. 

We feel sick with worry as it has been so hard to even get to this point, has anyone else been in a similar situation? 

bongohead25

Hi Everyone. 

Just going through the underwriting process with Bluestone. Hopefully it won’t be long before we have a decision.

Just a quick question - how much am I likely to be charged for the lenders conveyancing fee to arrange the mortgage? My application stated £500 but could be higher? Seems a little excessive considering my conveyancer is doing all the legwork. 

Would anyone be happy to divulge their fee costs just so I can make a comparison?

Thanks