Bluestone Mortgages

lhollingworth89

Now waiting to book valuation! Aside from if the house is worth it , does this mean it’s pretty much a go ?

Uokian

@lhollingworth89 from what I’ve read in the group it means your 99% of the way there. I had my valuation last Tuesday and now they’re requesting employee references. Apparently that’s all they need now. Some people it just goes straight to offer 3 days later. 

lhollingworth89

Uokian said:

@lhollingworth89 from what I’ve read in the group it means your 99% of the way there. I had my valuation last Tuesday and now they’re requesting employee references. Apparently that’s all they need now. Some people it just goes straight to offer 3 days later. 

Thanks. How long does valuation take from making payment?

Uokian

That depends on when they can get to the property to value it. They tend to book it 2-3 days after payment. 

KelBelle88

Hi, can I ask how long you guys have waited for DIPs? 

Thanks! 

lhollingworth89

KelBelle88 said:

Hi, can I ask how long you guys have waited for DIPs? 

Thanks! 

Hi, we got ours same day as applying 

KelBelle88

lhollingworth89 said:

KelBelle88 said:

Hi, can I ask how long you guys have waited for DIPs? 

Thanks! 

Hi, we got ours same day as applying 

Thank you! Can I ask how long ago this was? x

lhollingworth89

KelBelle88 said:

lhollingworth89 said:

KelBelle88 said:

Hi, can I ask how long you guys have waited for DIPs? 

Thanks! 

Hi, we got ours same day as applying 

Thank you! Can I ask how long ago this was? x

Roughly about two months ago now.. it’s been a long slog !! But they’ve valued our house at double what we want to borrow so fingers crossed we should be done with!

Jadietemp

We have finally received our offer.

It took 6 weeks to get the application in, and a further 9 weeks to get to offer.

During that i have sent, answered and proven more than i ever could imagine having to do.

Yes Bluestone are thorough, but with us, it went to the extreme, and our MA wasn't on the ball so weeks were lost where things were ignored, overlooked, or delayed.

This forum helped me alot, seeing other experiences, so i've added our timeline, which spans 4 months, and i don't want to put anyone off with it, but its a good example of worse case scenario, and that you shouldn't give up hope. You'll get there in the end.

08/01- dip requested

09/01- offer made on house

12/01- dip received from bluestone

18/02- application submitted to bluestone

08/03- initial underwrite

21/03- valuation instructed

29/03- valuation cancelled
01/04- valuation rebooked

05/04- valuation

06/04- final underwrite

21/04- finally an offer

good luck everyone.

Uokian

Congratulations @Jadietemp you must be so relieved finally.