Bluestone Mortgages

Jadietemp

Valuation day for me. 

Anyone ever get down valued, if so by how much and what did you do about it? 

Pay the difference, negotiate with vendor, or walk away? 

I think I’ve got a bargain, but preparing myself for the worst lol 

DKDUFFY23

We got our Offer! Valuation was done Thursday and was ''satisfactory'' 

Uokian

congratulations @DKDUFFY23

@Jadietemp I'm sure it will go fine. there was some conversation in this group about valuations coming in lower but I can't remember where I read it 

Uokian

we've just had the news that we've progressed to valuation stage. 

Jadietemp

My valuation was yesterday, or it was supposed to be, until I found out today it was cancelled 😭 probably another 8 days before I can get it booked in again. 

Ah well, I’m getting used to the delays now, nearly 12 week since we put offer on house, 6 weeks since application went in. 

At this rate I’ll be moving house when I’m drawing out my pension and have a back like a quaver 😊 

Uokian

@Jadietemp why did they cancel it? You’ve had to wait so long bless you. 

Jadietemp

Miscommunication between estate agents and valuer on the time slot it was booked, haha, ridiculous. 

Congrats on the progress and good luck with your valuation @Uokian

jamiebuyer

May be a silly question I know but we’ve had a offer with bluestone will they ask for more bank statements/ pay slips ect before completion now?

franticstone

jamiebuyer said:

May be a silly question I know but we’ve had a offer with bluestone will they ask for more bank statements/ pay slips ect before completion now?

Long time lurker. I thought I would post this response because I recently offer -> completion. 

I have seen some people here get asked for updated payslips etc if their offer is not complete and a month has passed because situations can change. 

I never but I feel because I’m self employed I have more than enough data for past few years. 

lhollingworth89

Has anyone gone via 3MC for bluestone? My broker has said 3MC are booked to speak with Bluestone underwriter today - will this get my decision?