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Bluestone Mortgages

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Comments

  • esquire18 said:
    They’ve now asked for statements for the account that our bills come out of! They have the last 2 years worth!! It’s getting silly now
    It is ridiculous, we ended up giving them 3 years worth. Crazy 🤦‍♀️
    If you don’t mind me asking, are you guys self employed? Is that why they are asking so many statements? 
  • AR2022
    AR2022 Posts: 20 Forumite
    10 Posts
    They’ve now asked for statements for the account that our bills come out of! They have the last 2 years worth!! It’s getting silly now
    That is ridiculous!! How much further do they seriously want to go back? That's madness! 
  • esquire18 said:
    They’ve now asked for statements for the account that our bills come out of! They have the last 2 years worth!! It’s getting silly now
    It is ridiculous, we ended up giving them 3 years worth. Crazy 🤦‍♀️
    If you don’t mind me asking, are you guys self employed? Is that why they are asking so many statements? 
    No I work in a school and my partner works for an F1 team 
  • esquire18 said:
    They’ve now asked for statements for the account that our bills come out of! They have the last 2 years worth!! It’s getting silly now
    It is ridiculous, we ended up giving them 3 years worth. Crazy 🤦‍♀️
    If you don’t mind me asking, are you guys self employed? Is that why they are asking so many statements? 
    No I work in a school and my partner works for an F1 team 
    That’s crazy ! I wonder why they want to go that back, because people way of spending change throughout the years. 
  • esquire18 said:
    They’ve now asked for statements for the account that our bills come out of! They have the last 2 years worth!! It’s getting silly now
    It is ridiculous, we ended up giving them 3 years worth. Crazy 🤦‍♀️
    If you don’t mind me asking, are you guys self employed? Is that why they are asking so many statements? 
    Hi, 

    My husband is but I provided 3 years of books and business bank statements 
  • esquire18 said:
    They’ve now asked for statements for the account that our bills come out of! They have the last 2 years worth!! It’s getting silly now
    It is ridiculous, we ended up giving them 3 years worth. Crazy 🤦‍♀️
    If you don’t mind me asking, are you guys self employed? Is that why they are asking so many statements? 
    No I work in a school and my partner works for an F1 team 
    That’s crazy ! I wonder why they want to go that back, because people way of spending change throughout the years. 
    Our bills have been around the same every month for years! We had to show our rent coming out every month for 2 years, so sent them all the statements and now they've come back and said that they need copies of the statements that our bills come out of but they have them!
    They also wanted more ID because apparently they couldn't read it, didn't have any other ID  (they already had passport, driving license and letters!) so resent the same ID photo and they said they were fine! I'm not sure the left hand know what the right hand is doing!
  • Brad92
    Brad92 Posts: 13 Forumite
    10 Posts Name Dropper
    We had our valuation done Tuesday, bluestone received it back same day, got told today at 3 it’s been signed off and the next time we hear should be with the confirmation of the offer! 3:30 they ask for 6 more documents 😩!! My mortgage advisor or ourselves could not believe it! 
  • Brad92 said:
    We had our valuation done Tuesday, bluestone received it back same day, got told today at 3 it’s been signed off and the next time we hear should be with the confirmation of the offer! 3:30 they ask for 6 more documents 😩!! My mortgage advisor or ourselves could not believe it! 
    Thats crazy! What did they want?
  • Brad92
    Brad92 Posts: 13 Forumite
    10 Posts Name Dropper
    Brad92 said:
    We had our valuation done Tuesday, bluestone received it back same day, got told today at 3 it’s been signed off and the next time we hear should be with the confirmation of the offer! 3:30 they ask for 6 more documents 😩!! My mortgage advisor or ourselves could not believe it! 
    Thats crazy! What did they want?
    I converted a campervan which i then sold to put towards our deposit, so they wanted to see proof I actually owned it! My partners bank statement for December, what I pay £59 out for a month (van insurance) and then what I pay £18.20 a month for (pet insurance 🙈🤷🏻‍♂️) and then 3 months bank statements for my savings account! All that after my case got signed off and went to valuation and signed off again yesterday to come back with that at the last hour! And on a Friday so prolongs it into next week now! My application went in 1st December!! feeling very demoralised now!!
  • Brad92 said:
    We had our valuation done Tuesday, bluestone received it back same day, got told today at 3 it’s been signed off and the next time we hear should be with the confirmation of the offer! 3:30 they ask for 6 more documents 😩!! My mortgage advisor or ourselves could not believe it! 
    What a nightmare!!! When you think the back and forth of documents it’s over !! Hopefully that’s it now 😫
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