Bluestone Mortgages

Fingerscrossed16

No we are with an independent broker.  I’m nervous paying it as keep thinking when they start reviewing they’ll just decline 🤨

Kb21

Fingerscrossed16 said:

Our application was submitted Tuesday and we have had requests for some further info from Bluestones. I also have had solicitors wanting an initial payment on file to start with, I’m reluctant to do this in case it gets declined?

We had the same it’s just to speed up the process 

Fingerscrossed16

So would you risk it then in hope of approval, it’s the worst process going through this 😂

Firsttimebuyers2021

So this morning been told that valuation has been instructed
Only issue is I phoned the developer and its booked in for the 7th June ☹

Kb21

Fingerscrossed16 said:

So would you risk it then in hope of approval, it’s the worst process going through this 😂

Defo. Stay positive 

Kb21

Firsttimebuyers2021 said:

So this morning been told that valuation has been instructed
Only issue is I phoned the developer and its booked in for the 7th June ☹

Oh no y so long? 

pipsinbrum

Spoke to Bluestone on the phone earlier. Its like talking to Mi5, they won't disclose anything other than we are at final stages of underwriting and that we need to talk to Brightstar, I got the impression that they needed more info.
My MA can't get a response any quicker than 48 hours from Brightstar. Has anyone spoke directly with Brightstar?
Literally loosing the will now, application 4th March 

Kb21

pipsinbrum said:

Spoke to Bluestone on the phone earlier. Its like talking to Mi5, they won't disclose anything other than we are at final stages of underwriting and that we need to talk to Brightstar, I got the impression that they needed more info.
My MA can't get a response any quicker than 48 hours from Brightstar. Has anyone spoke directly with Brightstar?
Literally loosing the will now, application 4th March 

Ohhh god 😩. U have been waiting so long bless u. 

Fesully84

Well we got the update that the people we are buying the house from (who are buying a new build) their builders won't extend. We are a week away from offer and they won't. Im gutted. The solicitors and sellers have advised though to continue w the mortgage app and if we get it through next week, and we have something concrete to show them, then they can pick up where it was left, rather than the builders having to go through the whole process with someone else. So not completely out the game but absolutely gutted. 38 weeks pregnant and we may not have anywhere to live is scaring me to death. 

Fesully84

Kb21 said:

Fesully84 said:

Hangingon said:

Totally frustrated.....
I was told I would get an update today to only be told it will be this time next week
This has been going on since the 26th of February 
I’m reading all your posts and why is mine taking so long
i was supposed to complete at the beginning of April
So stressed and upset
 

We are from 26th February too and we have just had valuation instructed. Its so long and frustrating and I completely understand how you feel. Seems to be getting too he final stages now but my solicitor just told me that even when the mortgage offer is made bluestone request lots of information from them before contacts are exchanged so that can take time too! Losing the will to live....

Is this just the specials they request? 

Not sure hun she didn't say specifically, what are the specials?