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Bluestone Mortgages
Comments
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How long after application have people had a hard search on their file?0
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Mine was about 11days0
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Had my DIP on 18th March having originally been using a different broker and lender who hadn't fully grasped my full situation
Application submitted on 23rd March
Asked for some additional docs last Monday, supplied to broker that night and uploaded next morning - bank statements for additional accounts, complete form on credit commitments, evidence of 2 years of payments for wife's DMP
I can see on experian I was hard searched on 8th April. Case is currently sat with underwriters.
House we've bought is a no chain purchase and I think seller is in a hurry which is my only concern.
Anything I should worry about? Seems like from this thread that if you've had the DIP you don't need to be concerned about being declined but it is slow? I guess because as a 'risky' lender they have to be able to evidence due diligence moreso than more straight forward lenders.0 -
ABCDEFG84 said:Had my DIP on 18th March having originally been using a different broker and lender who hadn't fully grasped my full situation
Application submitted on 23rd March
Asked for some additional docs last Monday, supplied to broker that night and uploaded next morning - bank statements for additional accounts, complete form on credit commitments, evidence of 2 years of payments for wife's DMP
I can see on experian I was hard searched on 8th April. Case is currently sat with underwriters.
House we've bought is a no chain purchase and I think seller is in a hurry which is my only concern.
Anything I should worry about? Seems like from this thread that if you've had the DIP you don't need to be concerned about being declined but it is slow? I guess because as a 'risky' lender they have to be able to evidence due diligence moreso than more straight forward lenders.
submitted by Friday morning. Still
nothing. We have no chain and first time buyers. Still a long process1 -
I've been told we should have an update later on today!
I just need to keep everything crossed... just ready for a long list of documents to send over!0 -
Kb21 said:j_d1988 said:I've been told we should have an update later on today!
I just need to keep everything crossed... just ready for a long list of documents to send over!
Just have to see what they say... I think they will ask for more docs...
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That makes a few of us expecting updates today!1
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j_d1988 said:Kb21 said:j_d1988 said:I've been told we should have an update later on today!
I just need to keep everything crossed... just ready for a long list of documents to send over!
Just have to see what they say... I think they will ask for more docs...0
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