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Bluestone Mortgages

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  • j_d1988
    j_d1988 Posts: 79 Forumite
    10 Posts Name Dropper
    Kb21 said:
    j_d1988 said:
    Kb21 said:
    j_d1988 said:
    I've been told we should have an update later on today! 

    I just need to keep everything crossed... just ready for a long list of documents to send over! 
    From the underwriters ? 
    Yeah from the underwriters... we had our valuation done right at the start, Bluestone instructed earl to speed up the process so we dont need to wait for that! 

    Just have to see what they say... I think they will ask for more docs... 

    Aww that’s good at least this may be the last hurdle for you yes be prepared 🥺
    I hope its the last hurdle... its the not knowing and I worry anyway... 

    Has anybody been on this forum been declined did you know?? 

    I'm guessing upto date bank statements & payslips and landlords reference! The back in the queue. :-( 
  • j_d1988
    j_d1988 Posts: 79 Forumite
    10 Posts Name Dropper
    That makes a few of us expecting updates today!
    Lets hope we all get them eh??? 
  • Kb21
    Kb21 Posts: 510 Forumite
    500 Posts Name Dropper
    j_d1988 said:
    Kb21 said:
    j_d1988 said:
    Kb21 said:
    j_d1988 said:
    I've been told we should have an update later on today! 

    I just need to keep everything crossed... just ready for a long list of documents to send over! 
    From the underwriters ? 
    Yeah from the underwriters... we had our valuation done right at the start, Bluestone instructed earl to speed up the process so we dont need to wait for that! 

    Just have to see what they say... I think they will ask for more docs... 

    Aww that’s good at least this may be the last hurdle for you yes be prepared 🥺
    I hope its the last hurdle... its the not knowing and I worry anyway... 

    Has anybody been on this forum been declined did you know?? 

    I'm guessing upto date bank statements & payslips and landlords reference! The back in the queue. :-( 
    Could be anything. Think they know me better than I know myself 🙈
  • Kb21
    Kb21 Posts: 510 Forumite
    500 Posts Name Dropper
    edited 20 April 2021 at 12:52PM
    j_d1988 said:
    That makes a few of us expecting updates today!
    Lets hope we all get them eh??? 
    I’m sure we will all be sat in our new houses in the summer 🤞🏻
  • j_d1988
    j_d1988 Posts: 79 Forumite
    10 Posts Name Dropper
    Kb21 said:
    j_d1988 said:
    That makes a few of us expecting updates today!
    Lets hope we all get them eh??? 
    I’m sure we will all be sat in our new houses in the summer 🤞🏻
    My developer wants to complete next Friday!!!! 

    We were held up for months due to HTB with the developer so the delay isnt our fault
  • Kb21
    Kb21 Posts: 510 Forumite
    500 Posts Name Dropper
    j_d1988 said:
    Kb21 said:
    j_d1988 said:
    That makes a few of us expecting updates today!
    Lets hope we all get them eh??? 
    I’m sure we will all be sat in our new houses in the summer 🤞🏻
    My developer wants to complete next Friday!!!! 

    We were held up for months due to HTB with the developer so the delay isnt our fault
    Oh Christ 😬. Do bluestones know this? I’ve seen loads of people being held up with HTB lucky we are. Using a renovation house so haven’t experienced it 
  • As with all things in life:

    wants and gets aren’t necessarily the same thing?

    I want to complete by May28th...but getting it done seems unlikely!
  • j_d1988
    j_d1988 Posts: 79 Forumite
    10 Posts Name Dropper
    Kb21 said:
    j_d1988 said:
    Kb21 said:
    j_d1988 said:
    That makes a few of us expecting updates today!
    Lets hope we all get them eh??? 
    I’m sure we will all be sat in our new houses in the summer 🤞🏻
    My developer wants to complete next Friday!!!! 

    We were held up for months due to HTB with the developer so the delay isnt our fault
    Oh Christ 😬. Do bluestones know this? I’ve seen loads of people being held up with HTB lucky we are. Using a renovation house so haven’t experienced it 
    I am just hoping our Broker passed this on to them, we were so delayed! They said initially we could submit full application on new HTB in December! Didnt come through until March so we had 6 weeks to turn everything round!!!!!!

    You are really lucky not having to mess around with HTB... hows your application going with the ID of your MIL?? 
  • j_d1988
    j_d1988 Posts: 79 Forumite
    10 Posts Name Dropper
    As with all things in life:

    wants and gets aren’t necessarily the same thing?

    I want to complete by May28th...but getting it done seems unlikely!
    That's what i should say to Rippon

    I did go and look at the house and i cant see it being ready for next friday if im being honest! 
  • Kb21
    Kb21 Posts: 510 Forumite
    500 Posts Name Dropper
    j_d1988 said:
    Kb21 said:
    j_d1988 said:
    Kb21 said:
    j_d1988 said:
    That makes a few of us expecting updates today!
    Lets hope we all get them eh??? 
    I’m sure we will all be sat in our new houses in the summer 🤞🏻
    My developer wants to complete next Friday!!!! 

    We were held up for months due to HTB with the developer so the delay isnt our fault
    Oh Christ 😬. Do bluestones know this? I’ve seen loads of people being held up with HTB lucky we are. Using a renovation house so haven’t experienced it 
    I am just hoping our Broker passed this on to them, we were so delayed! They said initially we could submit full application on new HTB in December! Didnt come through until March so we had 6 weeks to turn everything round!!!!!!

    You are really lucky not having to mess around with HTB... hows your application going with the ID of your MIL?? 
    Still waiting to hear. They came back with a no as soon as my broker said about the photo bus pass and they were the informed of the cheque etc and I’m assuming it wasn’t a instant no as all extra docs have been submitted. So fingered crossed. Let us know how u get on later 
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