Bluestone Mortgages

Sortingmylifeout7

sonervous86 said:

lanainbloom said:

sonervous86 said:

We had the underwriter query a couple of transactions on our bank statements this morning and we have responded already. Hoping it isn't now in another long queue. Has anyone had a quick valuation instruction at this stage? I am trying to remain optimistic, i should be a relatively easy case. 15% deposit from sale of house not self employed   

Hi, 

I instructed my valuation on the 9th April but bluestone have not been able to arrange it with the vendor so I am still waiting so if your vendor is on the ball then it should happen within the week 

Fingers crossed for you that you get your valuation done soon, Once it was with the under writers did they ask any additional questions. If so how long did it take to get from there to instructing the valuation? 

Everyone seems to vary to a degree..we answered underwriter queries on 30/03..radio silence since then!

Kb21

Sortingmylifeout7 said:

sonervous86 said:

lanainbloom said:

sonervous86 said:

We had the underwriter query a couple of transactions on our bank statements this morning and we have responded already. Hoping it isn't now in another long queue. Has anyone had a quick valuation instruction at this stage? I am trying to remain optimistic, i should be a relatively easy case. 15% deposit from sale of house not self employed   

Hi, 

I instructed my valuation on the 9th April but bluestone have not been able to arrange it with the vendor so I am still waiting so if your vendor is on the ball then it should happen within the week 

Fingers crossed for you that you get your valuation done soon, Once it was with the under writers did they ask any additional questions. If so how long did it take to get from there to instructing the valuation? 

Everyone seems to vary to a degree..we answered underwriter queries on 30/03..radio silence since then!

Think it all depends on the estate agents to 

Sortingmylifeout7

Sorry..I wasn’t clear..we’re still waiting for the valuation to be instructed

Cosy2020

Did you all need to go down to your landlord's address to have them complete the reference? We've been told that its needs to be filled out by them and a 'wet' signature. 

Its going to be awkward as well, seeing as we've not told them that we're looking to buy and effectively leave the tenancy. 

Sortingmylifeout7

Cosy2020 said:

Did you all need to go down to your landlord's address to have them complete the reference? We've been told that its needs to be filled out by them and a 'wet' signature. 

Its going to be awkward as well, seeing as we've not told them that we're looking to buy and effectively leave the tenancy. 

We had to get the letting agent to complete a form..we then scanned and sent it..then put the hard copy in the post..but yes..it does force your hand in regard to your tenancy agreement 

Kb21

Cosy2020 said:

Did you all need to go down to your landlord's address to have them complete the reference? We've been told that its needs to be filled out by them and a 'wet' signature. 

Its going to be awkward as well, seeing as we've not told them that we're looking to buy and effectively leave the tenancy. 

I was told just to provide 24 months of rental payments. 

j_d1988

Cosy2020 said:

Did you all need to go down to your landlord's address to have them complete the reference? We've been told that its needs to be filled out by them and a 'wet' signature. 

Its going to be awkward as well, seeing as we've not told them that we're looking to buy and effectively leave the tenancy. 

We have sent over the payments only for now and informed our Broker we were concerned about the reference as if we are turned down for the mortgage e may ask us to leave?!?!?! 

I have a feeling they will be asking for it regardless though... 

Kb21

j_d1988 said:

Cosy2020 said: no

Did you all need to go down to your landlord's address to have them complete the reference? We've been told that its needs to be filled out by them and a 'wet' signature. 

Its going to be awkward as well, seeing as we've not told them that we're looking to buy and effectively leave the tenancy. 

We have sent over the payments only for now and informed our Broker we were concerned about the reference as if we are turned down for the mortgage e may ask us to leave?!?!?! 

I have a feeling they will be asking for it regardless though... 

this is what we were concerned about, however told our landlords and was just upfront about it, they were fab about it. But out MA has said they won’t be contacting them 

Sortingmylifeout7

We gave our notice as it’s in for a penny in my opinion- we’re homeless on 28/5

Kb21

Sortingmylifeout7 said:

We gave our notice as it’s in for a penny in my opinion- we’re homeless on 28/5

How far along are u?