Bluestone Mortgages

vicki_w83

We’ve finally got through to the valuation stage. Does anyone have any idea how long it took? Feels like it’s been a trek getting this far!

Kb21

@vicki_w83 about 12 working days i think 

vicki_w83

Kb21 said:

@vicki_w83 about 12 working days i think 

Great! Thankyou, am eager to get this all sorted now!

Kb21

@vicki_w83 me to we have been waiting 3 weeks now and nothing 

vicki_w83

Kb21 said:

@vicki_w83 me to we have been waiting 3 weeks now and nothing 

For your valuation?? Oh no, I though when we passed the underwriters the long waits were over 🤦🏻‍♀️

Kb21

vicki_w83 said:

Kb21 said:

@vicki_w83 me to we have been waiting 3 weeks now and nothing 

For your valuation?? Oh no, I though when we passed the underwriters the long waits were over 🤦🏻‍♀️

For the application stage. Have no idea where we share atm. Once you have got through the underwriters stage i think u are almost there. 

vicki_w83

Kb21 said:

vicki_w83 said: 

Kb21 said:

@vicki_w83 me to we have been waiting 3 weeks now and nothing 

For your valuation?? Oh no, I though when we passed the underwriters the long waits were over 🤦🏻‍♀️

For the application stage. Have no idea where we share atm. Once you have got through the underwriters stage i think u are almost there. 

Ah yeah, we applied 6 weeks ago and have just got to vauluation! 😔

Imber27

Well just to give you hope I applied on 17 th March happy with the valuation( had my own done ) sent it all off and today been told ready to release funds as I already own my own home and just trying to get funds for garden and drive. Haven’t given me what I wanted but enough to pay off few debts and got garden and drive done so a fast process for me maybe because there was no chain but god luck to you all 

Fountains_27

peanutbuter said:

We are both self employed.  Dip end of November, few soft searches then hard search beginning of March.  Val already done and ok.  Just waiting for the underwrite to be completed.  Every time we’ve been asked for more info (3 times in underwrite), it’s goes back into the queue for 11 working days.  So frustrating, out next review is 22nd April which will be 11 working days since we signed a form !!  Feel like I’m cracking up 

I know that feeling @peanutbuter . It's almost like what else will they ask, should I just submit more? Why dont they just ask all at once since it's all linked up?.

I do understand it goes through different underwriters at different stages being  asked in trickles. I wanted to send some new payslip for last month and bank statement while submitting the requested docs this week but MA says no if they dont ask why submit... but here I am wondering what if they decide to again ask after additional 10 working days? This would mean 20 working days waiting from now.....grrrrrr

One thing I have learnt to do is to just trust the process and try not remember about it till I get a positive outcome.

Kb21

Fountains_27 said:

peanutbuter said:

We are both self employed.  Dip end of November, few soft searches then hard search beginning of March.  Val already done and ok.  Just waiting for the underwrite to be completed.  Every time we’ve been asked for more info (3 times in underwrite), it’s goes back into the queue for 11 working days.  So frustrating, out next review is 22nd April which will be 11 working days since we signed a form !!  Feel like I’m cracking up 

I know that feeling @peanutbuter . It's almost like what else will they ask, should I just submit more? Why dont they just ask all at once since it's all linked up?.

I do understand it goes through different underwriters at different stages being  asked in trickles. I wanted to send some new payslip for last month and bank statement while submitting the requested docs this week but MA says no if they dont ask why submit... but here I am wondering what if they decide to again ask after additional 10 working days? This would mean 20 working days waiting from now.....grrrrrr

One thing I have learnt to do is to just trust the process and try not remember about it till I get a positive outcome.

I sent all my newest bank statements etc over to my MA cos I wasn’t waiting for them to ask