Bluestone Mortgages

Hopeful89

hollsween said:

Hi Again everyone,  
For anyone worrying, our application went in in November and we finally got our mortgage offer on 2nd February 2021. I would say that Bluestone are thorough, and they do ask for a lot of documents which sometimes takes time for them to deal with but just be patient. Our MA pulled off a miracle with my credit history, my partner was on furlough for most of 2020 and going in to this year so we are very grateful for everything our MA and Bluestone have done. 

We are now due to complete on 19th March after what feels like forever . Hope everyone else is getting on okay xx

Congratulations! xx

Samfaye01

hollsween said:

Hi Again everyone,  
For anyone worrying, our application went in in November and we finally got our mortgage offer on 2nd February 2021. I would say that Bluestone are thorough, and they do ask for a lot of documents which sometimes takes time for them to deal with but just be patient. Our MA pulled off a miracle with my credit history, my partner was on furlough for most of 2020 and going in to this year so we are very grateful for everything our MA and Bluestone have done. 

We are now due to complete on 19th March after what feels like forever . Hope everyone else is getting on okay xx

Wow amazing congratulations, do you have a timescale of your progress? Happy New home 🏡

Firsttimebuyer_04

@hollsween congrats! Would love to see your timeline from DIP to completion. I bet you are so excited to move into your new home 🏡

Spenny01

Has anyone got to second underwriter and been declined 
I feel sick 😷 
I don’t do well with anxiety I just want to know 

they can me back Wednesday asking for more documentation all sent in straight away 

just want to know 🤦‍♀️

SRH2021

hollsween said:

Hi Again everyone,  
For anyone worrying, our application went in in November and we finally got our mortgage offer on 2nd February 2021. I would say that Bluestone are thorough, and they do ask for a lot of documents which sometimes takes time for them to deal with but just be patient. Our MA pulled off a miracle with my credit history, my partner was on furlough for most of 2020 and going in to this year so we are very grateful for everything our MA and Bluestone have done. 

We are now due to complete on 19th March after what feels like forever . Hope everyone else is getting on okay xx

Amazing congrats x

chloes26

We’ve been waiting 3 days now to get a possible DIP, is this wait time normal for bluestone? as you can imagine we’re both nervous wrecks!! 

springmagpie

6 weeks after our offer bluestone have finally accepted our evidence to prove we’ve paid off our debts, it was a special condition of the offer. If anyone has this in the future I recommend finding out from bluestone ASAP what they want. We’ve been back and forth all this time, they’d accept something then another person  would say actually we want more evidence. 

Anyway we’re all set to go exchange and complete in 11 days time! 

Samfaye01

springmagpie said:

6 weeks after our offer bluestone have finally accepted our evidence to prove we’ve paid off our debts, it was a special condition of the offer. If anyone has this in the future I recommend finding out from bluestone ASAP what they want. We’ve been back and forth all this time, they’d accept something then another person  would say actually we want more evidence. 

Anyway we’re all set to go exchange and complete in 11 days time! 

At what point did they tell you they wanted you to pay your debt? We have one loan which are mortgage broker put down as a monthly expense.
11 days is amazing we'll done.

Samfaye01

Just an update, we have instructed Bluestone to go ahead with the valuation but if we do get declined it won't be refundable, just thought it would shave a few days off 

Palmerl8

Full submission 17th feb

3 days since the underwriter got the docs and the first information request for a letter from accountant confirming we run a family business.... seems bizarre but requested and returned in 24hrs. Let’s see where we go from here