Halifax Reward Account changing to £3 charge with “lifestyle rewards”

Daliah

Look at "Track your Reward Extras". Around 4 weeks prior to expiry of your current selection, there will be an option to select the reward for the next 12 months.You may or may not get an email or a letter to remind you of the expiry.

WillPS

Has anyone with multiple accounts found that one one Reward account shows in 'Track My Extras' recently?

I have 2 Rewards and 1 Joint Ultimate Reward, but only see 1 Reward and 1 Ultimate, my fiancée also has 2 Rewards and also only saw 1.

Fingerbobs

WillPS said:

Has anyone with multiple accounts found that one one Reward account shows in 'Track My Extras' recently?

I have 2 Rewards and 1 Joint Ultimate Reward, but only see 1 Reward and 1 Ultimate, my fiancée also has 2 Rewards and also only saw 1.

Just checked, and both of my accounts (both Reward) are showing on the tracker.

WillPS

Fingerbobs said:

WillPS said:

Has anyone with multiple accounts found that one one Reward account shows in 'Track My Extras' recently?

I have 2 Rewards and 1 Joint Ultimate Reward, but only see 1 Reward and 1 Ultimate, my fiancée also has 2 Rewards and also only saw 1.

Just checked, and both of my accounts (both Reward) are showing on the tracker.

Thanks, appears the same for me now. It was definitely missing around the turn of the month but I guess whatever bug has been fixed.

Daliah

WillPS said:

Fingerbobs said:

WillPS said:

Has anyone with multiple accounts found that one one Reward account shows in 'Track My Extras' recently?

I have 2 Rewards and 1 Joint Ultimate Reward, but only see 1 Reward and 1 Ultimate, my fiancée also has 2 Rewards and also only saw 1.

Just checked, and both of my accounts (both Reward) are showing on the tracker.

Thanks, appears the same for me now. It was definitely missing around the turn of the month but I guess whatever bug has been fixed.

It happened to me when some of my accounts had run for their initial 12 months and were being renewed. They were not shown in the tracker for a while. I can't remember the exact dates when they went missing and when they came back. Nothing to worry about if you have already renewed them.

General_Grant

WillPS said:

Has anyone with multiple accounts found that one one Reward account shows in 'Track My Extras' recently?

I have 2 Rewards and 1 Joint Ultimate Reward, but only see 1 Reward and 1 Ultimate, my fiancée also has 2 Rewards and also only saw 1.

I think it can sometimes depend on which accounts you have been working with.  I find that if I check when I first login, both my accounts show in the tracking.

Se1Lad

Sharing my recent experience with opening multiple Halifax Rewards accounts…

I had an ancient Halifax Easycash account, which I have upgraded to Rewards, I was also able to open 2 new rewards accounts with no problems. New debit cards and pins arrived 4 days later.

They were also reasonably generous with the overdraft (£5,000 between the 3 accounts) which is handy as I can use standing orders for the money going in and out to fulfil the requirements so it is back in my main account same day.   

It will only take me a couple of minutes to log in and pay 3 x £500 off my credit card each month bill to meet the debit card requirement.  Not bad for £15 monthly return.

Has anyone worked out a way to automate the debit card payments so they don’t have to be done manually each month?

masonic

I'd caution that multiple overdrafts when multi-accounting can be risky. One forumite had all of their accounts closed for what the bank saw as gaming their overdraft limit. This was Santander and a couple of years ago, but I think it pays to keep as low a profile as possible. However, what's done is done.

For automated payments, you would probably need three separate recipients who would allow you to do a regular pull, as I doubt it could be set up for more than one card at a time. What you are doing seems simple and probably doesn't take long.

WillPS

Paying off credit card in £500 chunks is definitely the easiest way. Amex annoyingly only let you save 1 debit card and don't let you pay with a different card to the one saved - Curve helps with that particular issue though.

Se1Lad

WillPS said:

Paying off credit card in £500 chunks is definitely the easiest way. Amex annoyingly only let you save 1 debit card and don't let you pay with a different card to the one saved - Curve helps with that particular issue though.

Amex is my main Credit Card and I agree it’s annoying.  My monthly credit card bill is usually £1,500 at least so 3 x £500 debit card payments to Amex is how I will be meeting the debit card requirement.  I presume paying via Curve only works if I get the paid for version of the card - unless there are any workarounds you can share?