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Halifax Reward Account changing to £3 charge with “lifestyle rewards”

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  • kaMelo
    kaMelo Posts: 2,862 Forumite
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    masonic said:
    Actually, scratch that - the Paypal app does allow you to take screenshots unless you're displaying linked cards/accounts, when it too displays the above message. so maybe the security is within the apps themselves.
    Yes, it's a security feature in Android that can be turned on by any app developer. I'm not really convinced of its utility vs preventing other apps drawing on the screen, or using third party keyboards when entering sensitive data.
    It's not the actual taking of the screenshot that is insecure, it's the existence of the screenshot and what you do with it afterwards where security "may" be compromised, hence why many banks turn off the screenshot feature in their apps on Android.
    Apple, well with their "walled garden" approach  Apple decides what you can or cannot do.
    Whether you think that's good or bad is whole different debate entirely
  • OceanSound
    OceanSound Posts: 1,482 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    edited 5 June 2021 at 12:29PM
    colsten said:
    . It's easier to take screenshots because on smartphone app we must use a spare phone to take photos (as opposed to screenshots) since screenshots are not allowed on app.
    It seems you are using an Android phone as there's no problem taken screenshots from Halifax banking with iPhones.
    Yes, if I try to take a screenshot in any of my banking or credit card apps on an Android phone it says "Can't take screenshots due to security policy", to me it looks like a default Android message so maybe there's some sort of app 'flag' that triggers it.

    Actually, scratch that - the Paypal app does allow you to take screenshots unless you're displaying linked cards/accounts, when it too displays the above message. so maybe the security is within the apps themselves.
    There is a method to do it on Android if one searches far and wide. But the method is quite tedious. 
    If you REALLY wanted to do it.... it's possible.
  • AlwaysLearnin
    AlwaysLearnin Posts: 905 Forumite
    Part of the Furniture 500 Posts Name Dropper Mortgage-free Glee!
    Could just take a photo from a different device, if required....? 
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    kaMelo said:
    masonic said:
    Actually, scratch that - the Paypal app does allow you to take screenshots unless you're displaying linked cards/accounts, when it too displays the above message. so maybe the security is within the apps themselves.
    Yes, it's a security feature in Android that can be turned on by any app developer. I'm not really convinced of its utility vs preventing other apps drawing on the screen, or using third party keyboards when entering sensitive data.
    It's not the actual taking of the screenshot that is insecure, it's the existence of the screenshot and what you do with it afterwards where security "may" be compromised, hence why many banks turn off the screenshot feature in their apps on Android.
    Apple, well with their "walled garden" approach  Apple decides what you can or cannot do.
    Whether you think that's good or bad is whole different debate entirely
    At least Apple doesn't prevent me from taking a screenie if I feel I need a screenie.

    Given the abundance of devices which people can take photos with, the Android / Android developer option to prevent people from taking screenies seems to be a bit like herding cats. In fact, it might be more insecure / dangerous if people need to ask someone else to take a photo of their phone, as the the photo is then on another person's device. Try as I might, I cannot think of any benefits to the person who is restricted.
  • kaMelo
    kaMelo Posts: 2,862 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    edited 7 June 2021 at 2:28AM
    colsten said:
    kaMelo said:
    masonic said:
    Actually, scratch that - the Paypal app does allow you to take screenshots unless you're displaying linked cards/accounts, when it too displays the above message. so maybe the security is within the apps themselves.
    Yes, it's a security feature in Android that can be turned on by any app developer. I'm not really convinced of its utility vs preventing other apps drawing on the screen, or using third party keyboards when entering sensitive data.
    It's not the actual taking of the screenshot that is insecure, it's the existence of the screenshot and what you do with it afterwards where security "may" be compromised, hence why many banks turn off the screenshot feature in their apps on Android.
    Apple, well with their "walled garden" approach  Apple decides what you can or cannot do.
    Whether you think that's good or bad is whole different debate entirely
    At least Apple doesn't prevent me from taking a screenie if I feel I need a screenie.

    Given the abundance of devices which people can take photos with, the Android / Android developer option to prevent people from taking screenies seems to be a bit like herding cats. In fact, it might be more insecure / dangerous if people need to ask someone else to take a photo of their phone, as the the photo is then on another person's device. Try as I might, I cannot think of any benefits to the person who is restricted.
    It's not Android developers preventing anything, on the contrary as Android is open source the developers allow you to do anything you want with it. It's the specific app developers, in this case Halifax, who choose to prevent it. Having said that I don't think it improves security in any significant way. 
    On Apple choosing to allow you to take a screenshot, the taking of a screen shot and whether you can or can't is neither here nor there,  the problem is that it's Apple who make that decision, app developers get no say in the matter.  
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    kaMelo said:
    On Apple choosing to allow you to take a screenshot, the taking of a screen shot and whether you can or can't is neither here nor there,  the problem is that it's Apple who make that decision, app developers get no say in the matter.  
    I am totally okay with Apple not giving any developer an option that would prevent me from taking screen shots on my device. In fact, I applaud them doing so. 
  • OceanSound
    OceanSound Posts: 1,482 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    edited 20 June 2021 at 1:22PM
    colsten said:
    kaMelo said:
    On Apple choosing to allow you to take a screenshot, the taking of a screen shot and whether you can or can't is neither here nor there,  the problem is that it's Apple who make that decision, app developers get no say in the matter.  
    I am totally okay with Apple not giving any developer an option that would prevent me from taking screen shots on my device. In fact, I applaud them doing so. 
    I heard Apple sometimes visit these forums to see if their policies are applauded or not. Depending on which policies are applauded (jazz hands') they will change their policy.  ;)
  • pearl123
    pearl123 Posts: 2,082 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    matty_art said:
    This gives you the chance to earn either £5 or a lifestyle benefit each month for 12 months, if you meet the following criteria.
    To qualify for Reward Extras each month, you need to pay in at least £1,500 and stay in credit. You also need to choose whether to earn £5 or a lifestyle benefit by either spending £500 or more each month using your debit card, or by keeping a daily balance of £5,000 or more in your account. The offer you choose is fixed for 12 months and you can’t change it during this time. There’s more about this below and in the table on the back.

    Once the first year has passed can one still get rewards. Ie £5.00  a month?
  • 10_66
    10_66 Posts: 3,460 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    pearl123 said:
    matty_art said:
    This gives you the chance to earn either £5 or a lifestyle benefit each month for 12 months, if you meet the following criteria.
    To qualify for Reward Extras each month, you need to pay in at least £1,500 and stay in credit. You also need to choose whether to earn £5 or a lifestyle benefit by either spending £500 or more each month using your debit card, or by keeping a daily balance of £5,000 or more in your account. The offer you choose is fixed for 12 months and you can’t change it during this time. There’s more about this below and in the table on the back.

    Once the first year has passed can one still get rewards. Ie £5.00  a month?
    Yes, they'll get in touch with you to remind you when it's time to renew.
  • pearl123 said:
    matty_art said:
    This gives you the chance to earn either £5 or a lifestyle benefit each month for 12 months, if you meet the following criteria.
    To qualify for Reward Extras each month, you need to pay in at least £1,500 and stay in credit. You also need to choose whether to earn £5 or a lifestyle benefit by either spending £500 or more each month using your debit card, or by keeping a daily balance of £5,000 or more in your account. The offer you choose is fixed for 12 months and you can’t change it during this time. There’s more about this below and in the table on the back.

    Once the first year has passed can one still get rewards. Ie £5.00  a month?
    Yes - at present you can renew for another 12 months of your chosen reward. They should email you a few weeks before to confirm your renewal choice.
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