Regular Savings Accounts: The Best Currently Available List!

lightbulb2760

Monmouthshire Building Society

I applied online for the Regular Saver (7%) and have had no email. Yesterday I received a letter saying that my application could not be processed until I comoleted the enclosed Change of Address form. However, I don't wish to change my current address, as I've lived here for over twenty years !  When I tried to phone them to query why they sent the form, I got the "number unobtainable" tone...  

granta

Monmouth

I received the signature form last week and haven't got round to posting it yet. In the meantime, I have managed to fund the account for August and September and can see it online.

What is the benefit now of returning the form (they have several signature forms from me previously)....is it just to get the passbook which I have no need for?

Bridlington1

friolento said:

Bridlington1 said:

Also please do let me know if there are any suggestions as to how the thread could be improved.

If you have your data all in a spreadsheet, you could upload that spreadsheet to Google Drive, make it readable for anyone with the link, and then simply share the link here.

Going forward, you can maintain the spreadsheet on Google Drive.

Thanks for the suggestion. I don't think I shall bother with using Google Drive for now since I would like the list of links to be visible when arriving on the first page of the thread without having to click on any other links and/or open any additional documents for the sake of convenience. Also I seem to possess a slight knack for sending technical systems somewhat doolally so it would just be one more thing to go wrong for now.

I discovered that there is a maximum character limit when trying to post the list onto the thread this morning however, so I could consider using a Google Drive if I run out of room in all of the posts that I've reserved at the start of the thread, though at the moment I would be more inclined to create new posts later in the thread and link them to the original posts if this scenario came to fruition.

friolento

granta said:

Monmouth

I received the signature form last week and haven't got round to posting it yet. In the meantime, I have managed to fund the account for August and September and can see it online.

What is the benefit now of returning the form (they have several signature forms from me previously)....is it just to get the passbook which I have no need for?

They might not let you withdraw the matured funds if they haven't got your signature

Section62

friolento said:

granta said:

Monmouth

I received the signature form last week and haven't got round to posting it yet. In the meantime, I have managed to fund the account for August and September and can see it online.

What is the benefit now of returning the form (they have several signature forms from me previously)....is it just to get the passbook which I have no need for?

They might not let you withdraw the matured funds if they haven't got your signature

Withdrawals online to the nominated account don't need a signature.

friolento

Section62 said:

friolento said:

granta said:

Monmouth

I received the signature form last week and haven't got round to posting it yet. In the meantime, I have managed to fund the account for August and September and can see it online.

What is the benefit now of returning the form (they have several signature forms from me previously)....is it just to get the passbook which I have no need for?

They might not let you withdraw the matured funds if they haven't got your signature

Withdrawals online to the nominated account don't need a signature.

No they don't but MBS wouldn't be the first who put a block on withdrawals if they don't have a signature on file.

trickydicky14

friolento said:

granta said:

Monmouth

I received the signature form last week and haven't got round to posting it yet. In the meantime, I have managed to fund the account for August and September and can see it online.

What is the benefit now of returning the form (they have several signature forms from me previously)....is it just to get the passbook which I have no need for?

They might not let you withdraw the matured funds if they haven't got your signature

Is it rally a hardship to just stick the form back in the post? and then you know you have done everything by the book.

allegro120

Growingold said:

Monmouthshire RS's
A question which may have already been answered definitely but not sure.

Does the 12 months run from date of account opening or receipt of first deposit?  Having missed deposit window for August wondering when best to do Septembers?

Many thanks.

Today or as soon as you can and on the 1st of every month starting from October until 1st August 2024. 

chris_the_bee

allegro120 said:

Growingold said:

Monmouthshire RS's
A question which may have already been answered definitely but not sure.

Does the 12 months run from date of account opening or receipt of first deposit?  Having missed deposit window for August wondering when best to do Septembers?

Many thanks.

Today or as soon as you can and on the 1st of every month starting from October until 1st August 2024. 

12 months runs from date of receipt of first funds.

MDMD

chris_the_bee said:

allegro120 said:

Growingold said:

Monmouthshire RS's
A question which may have already been answered definitely but not sure.

Does the 12 months run from date of account opening or receipt of first deposit?  Having missed deposit window for August wondering when best to do Septembers?

Many thanks.

Today or as soon as you can and on the 1st of every month starting from October until 1st August 2024. 

12 months runs from date of receipt of first funds.

Have you got that in writing as that’s not what Monmouthshire say in the terms. This says the 12 month term runs from the date of account opening.