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Regular Savings Accounts: The Best Currently Available List!

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  • ircE
    ircE Posts: 259 Forumite
    Third Anniversary 100 Posts Photogenic Name Dropper
    edited 23 August 2023 at 11:21AM
    I didn't see anything in either of the Ts & Cs to suggest you can't apply for both, so I did. What's the worst that could happen?
    ETA: steady on folks! They've already shut down online applications! We must have overwhelmed them.
    I no longer check the forums as regularly as I used to. If you wish to catch my attention please remember to tag me (@ircE) so I get a notification.
  • Gers
    Gers Posts: 13,188 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    soulsaver said:
    No option to apply online now, just Branch/Agency. Farcical.
    Online applications are temporarily unavailable - we apologise for any inconvenience caused

    Could be back after AGM.
  • castle96
    castle96 Posts: 2,980 Forumite
    Part of the Furniture 1,000 Posts
    Managed to get the 8%.. Will apply for 7% (fixed or var ??????????) as and when
  • Gers
    Gers Posts: 13,188 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Monmouthshire BS Regular Saver Issue 2 to pay 7% from tomorrow. Max £300/mth, unlimited withdrawals, can be opened and managed online and in branch.

    Monmouthshire BS Exclusive Regular Saver to pay 8% from tomorrow.  Max £300/mth, unlimited withdrawals, can be opened and managed online and in branch.

    Source: Moneyfacts
    Now on their website:
    Regular Saver at 7%:
    https://www.monbs.com/savings/regular-saver/

    Exclusive Regular Saver at 8%:
    https://www.monbs.com/savings/exclusive-regular-saver/
    Whilst I appreciate the links, these have not officially been released yet and are not publicly available
    I think it's a dangerous game to be pre-empting links and applying prematurely as you found out previously with Principality.
    Also, many of us know about the problems MONBS have experienced in the past with new a/c applications and I think doing this could exacerbate any potential problems.
    Best to hold your horses until it's publicly released.

    I applied before you posted this so the accounts were already online. One link wasn't working and Bridlington rapidly replaced it.
  • Catplan
    Catplan Posts: 413 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    Catplan said:
    Monmouthshire BS Regular Saver Issue 2 to pay 7% from tomorrow. Max £300/mth, unlimited withdrawals, can be opened and managed online and in branch.

    Monmouthshire BS Exclusive Regular Saver to pay 8% from tomorrow.  Max £300/mth, unlimited withdrawals, can be opened and managed online and in branch.

    Source: Moneyfacts
    Just applied for their very uncompetitive easy saver just in case they make the accounts only available to those having been a customer before the product launched as I am sure they will get swamped with applications again. Tried to avoid them after their Christmas Saver chaos last Christmas.

    Sadly, they are still one of those with IT from the past decade and the account isn't opened straight away and they have to send stuff by snail mail. Going on holiday on Friday for 2.5 weeks won't help either
    How did your application go? I applied after cob yesterday but haven’t heard anything as yet, again applied for the easy saver to have an account. Manual ID checks?
    Application went through yesterday afternoon. OH applied in the evening for the same account. We both did not hear anything back. No email no text, as it never happened. 
    Same here, I’ve been verified for every other account straight away, most recently Beehive and Principality. Oh well might miss out this time round.
  • SFindlay
    SFindlay Posts: 393 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    castle96 said:
    can u apply for both??
    I've submitted applications for both so will see what happens. Each says only one account per person so I don't see what not. 
  • Catplan
    Catplan Posts: 413 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    Both are online and showing on the overview page: https://www.monbs.com/savings/personal-savings-accounts-general-savings/



    EDIT: Applied for both accounts now. The terms on the Exclusive Reg Saver are a bit vague imho. Let's see if they honour it with me having applied yesterday for an Easy Saver or not. 
    You need to have funds in an account to be eligible for the Exclusive account, I’ve held off applying for both as not heard a peep on the easy access application. 
  • soulsaver said:
    No option to apply online now, just Branch/Agency. Farcical.
    farcical is not harsh - the t&c links do not generate any popup or download and the "proving your identity" link goes 404... I snuck a 7% application in before they disabled applications, so we'll see what happens.
    the terms do say that the accounts are limited to 1 per customer, but i'm reading that to mean that I couldn't open both a solo and joint of the same rs account.
    curious to know if I could get my foot in the door funding the 7% and *then* as a member, apply for the 8%.
  • friolento
    friolento Posts: 2,460 Forumite
    1,000 Posts Second Anniversary Name Dropper Photogenic
    I managed to apply for both MBS accounts - anyone know what happens now? No confirmation email. No information about making deposits.
  • I've got a feeling they've just taken the online applications down for some technical reason, not because they were oversubscribed or anything.  I applied for both, but the process seemed really antiquated (more so than any other online app process I've gone through) and also no email confirmation at the end as others have mentioned.  Wouldn't be surprised if something was broken/not working properly so they've had to get their IT guys to look at it and will hopefully bring it back later for others to apply for and/or for some of us to re-apply for if it just wasn't working as it should've.
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