Regular Savings Accounts: The Best Currently Available List!

SJMALBA

Nick_C said:

SJMALBA said:

Currently going through the application process for the MBS 7%, and have reached section 7, including '... I will transfer my rights... windfall conversion benefits...'
What's that all about?

It's to stop carpetbaggers voting to sell off the few remaining mutuals. 

Thanks for the quick answer - was worried the application might time out by the time I'd tracked down the answer myself!

Application complete. 

dcs34

One of those who applied for both using the previous online form around 11am today. If the application form has changed, is it worth applying again?

BestSeagull

lcooper said:

pecunianonolet said:

t1redmonkey said:

Bridlington1 said:

Online applications appear to be back again.

Looks like they've added some bits to the application, so must've taken it offline to add those in.  Just had a quick look at first couple of steps and there are additional questions around source of funds, and on the second page around when you started residing at current address.  Maybe other additions later on in the app process.

It's a totally different form now. The first version online seemed more tailored to the regular saver and gave you a free text field at the end for any additional info and linked back to the terms and summary box. The form now, OH applied just now for both, is the same as for the Easy Saver and seems very generic. 

I wonder how long it will take before they take it offline again. Once it is on MSE front page or thisismoney.co.uk and other news outlets they will get swamped with applications.

They seem to be all maxed out and over the floor already. When you try calling them, they hang up on you before you even get to talk to a person.

I'm really surprised at MBS aiming for the top of the tables after they were so overwhelmed with the Premium Instant account a while back. I felt sorry for them, they are so nice but were just drowning.

t1redmonkey

BestSeagull said:

lcooper said:

pecunianonolet said:

t1redmonkey said:

Bridlington1 said:

Online applications appear to be back again.

Looks like they've added some bits to the application, so must've taken it offline to add those in.  Just had a quick look at first couple of steps and there are additional questions around source of funds, and on the second page around when you started residing at current address.  Maybe other additions later on in the app process.

It's a totally different form now. The first version online seemed more tailored to the regular saver and gave you a free text field at the end for any additional info and linked back to the terms and summary box. The form now, OH applied just now for both, is the same as for the Easy Saver and seems very generic. 

I wonder how long it will take before they take it offline again. Once it is on MSE front page or thisismoney.co.uk and other news outlets they will get swamped with applications.

They seem to be all maxed out and over the floor already. When you try calling them, they hang up on you before you even get to talk to a person.

I'm really surprised at MBS aiming for the top of the tables after they were so overwhelmed with the Premium Instant account a while back. I felt sorry for them, they are so nice but were just drowning.

They definitely should review how they handle new product launches, they seem to get something wrong with every new product they bring out.

dlevene

I'm attempting to get on board the Monmouthshire bandwagon and came across a bit of info that may be of interest...

So I saw the messages on this thread yesterday, and thought I'd open an easy access account straight away in case in meant I was eligible for the 8% regular saver. The application for the EA went fine, though didn't get anything by email etc.

I just gave them a call to a) check the EA app went through and b) check if eligible for the 8% RS. Got through immediately, spoke to a very helpful agent. She confirmed that a) yes, but that b) to be eligible for the 8% RS, a customer needed to have a funded account prior to today. So... no. A shame but not unreasonable to be honest.

I've applied for the 7% RS, and might give the 8% a go anyway!

Catplan

t1redmonkey said:

Bridlington1 said:

Online applications appear to be back again.

Looks like they've added some bits to the application, so must've taken it offline to add those in.  Just had a quick look at first couple of steps and there are additional questions around source of funds, and on the second page around when you started residing at current address.  Maybe other additions later on in the app process.

Both of these questions where asked when opening easy access saver as well

friolento

I also managed to get through to an MBS agent on the phone eventually.

• we should not expect to get email confirmations for the online applications
  
  
• confirmation will be sent by snail mail. Accounts are popular, so it could take a while for the confirmation to arrive
  
  
• initial deposits can be made electronically - details contained in the snail mail. Fingers xed we will be able to make the initial deposit before the end of the month
  

flaneurs_lobster

lcooper said:

I also managed to get through to an MBS agent on the phone eventually.

• we should not expect to get email confirmations for the online applications
  
  
• confirmation will be sent by snail mail. Accounts are popular, so it could take a while for the confirmation to arrive
  
  
• initial deposits can be made electronically - details contained in the snail mail. Fingers xed we will be able to make the initial deposit before the end of the month
  

I wonder if the new account details (and therefore the info required to fund them) will be visible to existing account holders before the paper arrives?

Bridlington1

flaneurs_lobster said:

lcooper said:

I also managed to get through to an MBS agent on the phone eventually.

• we should not expect to get email confirmations for the online applications
  
  
• confirmation will be sent by snail mail. Accounts are popular, so it could take a while for the confirmation to arrive
  
  
• initial deposits can be made electronically - details contained in the snail mail. Fingers xed we will be able to make the initial deposit before the end of the month
  

I wonder if the new account details (and therefore the info required to fund them) will be visible to existing account holders before the paper arrives?

In my experience I've found that they don't automatically appear in online banking, instead you have to wait till you know the account number before typing it manually into online banking (even as an existing customer) and even then the full account details take a few days to show.

drphila

Can't seem to access the full T&Cs for these accounts - just takes me round in a circle to the general regular savers page.