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Regular Savings Accounts: The Best Currently Available List!

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  • jaypers
    jaypers Posts: 1,045 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 1 August 2023 at 8:44AM
    Noticed my BH RS had interest added today. Probably me not reading it correctly but just assumed it would be added at the end. Certainly an account well worth funding on the 1st of each calendar month to maximise return. 
  • SavingsBoo
    SavingsBoo Posts: 52 Forumite
    Second Anniversary 10 Posts Name Dropper
    jaypers said:
    Noticed my BH RS had interest added today. Probably me not reading it correctly but just assumed it would be added at the end. Certainly an account well worth funding on the 1st of each calendar month to maximise return. 
    It's paid annually on 31st July so the bulk of the interest will be paid on 31st July 2024 ... but still worth funding early in the month I guess as interest is calculated daily.
  • Nick_C
    Nick_C Posts: 7,604 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    Has anyone got this message while trying to transfer between a Skipton EA and the RS just now?...
    Have experienced that in the past when I have tried to fund the account too early in the day.

    Worth noting that you can set up a standing order between a Skipton EA account and the RS
  • Kazza242
    Kazza242 Posts: 2,199 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    The Nottingham BS Branch Fixed Rate Regular Saver, paying 6.00% has been withdrawn (NLA).
    Please call me 'Kazza'.
  • ForumUser7
    ForumUser7 Posts: 2,465 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Kazza242 said:
    The Nottingham BS Branch Fixed Rate Regular Saver, paying 6.00% has been withdrawn (NLA).
    Beehive variant too.

    Interestingly, it says ‘we’ll add the rates soon’.

    If they release a higher rate, I’ll be devastated as ‘Regular saver products are limited to one per customer’. I think this means one at a time, but hoping it means one of each issue at a time.
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • Bridlington1
    Bridlington1 Posts: 3,754 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 2 August 2023 at 9:19AM
    @Special_Saver2 Just a minor point but I can't see it mentioned anywhere. Chorley BS regular saver now matures on 31/7/24, the version maturing on 30/6/24 is now NLA. The rate remains at 5% though.
  • TheWoodler
    TheWoodler Posts: 211 Forumite
    Third Anniversary 100 Posts Photogenic Name Dropper
    Is 31/7/24 simply a correction? It was never going to be possible for it to mature on 31/6/24 (as June only has 30 days). 
  • ctdctd
    ctdctd Posts: 1,098 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Beehive 6% RS has gone from the website.
    Do Money Saving sites make you buy more bargains - and spend more money?
  • dcs34
    dcs34 Posts: 659 Forumite
    Eighth Anniversary 500 Posts Name Dropper

    If they release a higher rate, I’ll be devastated as ‘Regular saver products are limited to one per customer’. I think this means one at a time, but hoping it means one of each issue at a time.
    For those of us still on their 1.5% product, they're historically very strict that one regular saver means one regular saver of any type at a time.
  • castle96
    castle96 Posts: 2,980 Forumite
    Part of the Furniture 1,000 Posts
    cancel and re-open??
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