Regular Savings Accounts: The Best Currently Available List!

Bridlington1

Just a reminder that there's a few regular savers upping their rates tomorrow:

Account	Old Rate	New Rate
Bath BS 16-25 Regular Saver	6.95%	7.29%
Bath BS Homestart Regular Saver	4.24%	4.69%
Bath BS Regular Saver	3.79%	4.19%
Furness BS 1Y Regular Saver	4.50%	4.75%
Leek BS Regular Saver Account Issue 3	4.45%	5.00%
Market Harborough BS Members Regular Saver	3.20%	3.60%
Stafford Railway BS Regular Saver Issue 1	4.40%	4.90%

liamcov

Can I ask anyone with experience of withdrawing from the Coventry FHS accounts - how long does this take - are we talking minutes/hours/next day?

doodlector

liamcov said:

Can I ask anyone with experience of withdrawing from the Coventry FHS accounts - how long does this take - are we talking minutes/hours/next day?

If you ask for a withdrawal you can specify the date to withdraw.  Earliest day available for selection will be the next working day.  Depending on receiving bank the funds should then be available on the day you chose.

EDIT - please note @Bridlington1 comment below regarding charges for Issue2

Bridlington1

Just bear in mind though that if you're withdrawing from the Coventry FHS Issue 2 you will need to give 60 days notice to withdraw, or else suffer a 60 day interest penalty on the funds withdrawn. Issue 1 allows penalty free withdrawals though.

Kazza242

Leeds BS are launching issue 43 of their Regular Saver, paying 5.00%

It should appear on the Leeds BS website once it launches, see here.  

Maximum monthly deposit is £250.  Maximum investment is £6,000.

The account can be opened online, via branch or post.  

The account matures on 03/08/2025.

soulsaver

Kazza242 said:

Leeds BS are launching issue 43 of their Regular Saver, paying 5.00%

It should appear on the Leeds BS website once it launches, see here.  

Maximum monthly deposit is £250.  Maximum investment is £6,000.

The account can be opened online, via branch or post.  

The account matures on 03/08/2025.

On the webby now - note in the terms: "The account is limited to one account per customer (including joint accounts), and you may only hold one Leeds Building Society Regular Saver product at a time. If a second Regular Saver account is opened all funds in the second account will be transferred to the current instant access account available to new customers."

ForumUser7

Has anyone got this message while trying to transfer between a Skipton EA and the RS just now?

No funding so far this calendar month, and had it twice on website and app.

Withdraw

• Unfortunately there has been a problem with the transfer, as a result no funds have been transferred.
• Amount is greater than maximum allowed [xxxxxx]

david72

I suspect that this means that Skipton's systems haven't yet "rolled over" to the next day (month) internally yet, but will have at some  point during the night. So at this moment in time, their systems probably still think that you are trying to make a payment for July (and you have presumably already made the maximum permitted deposit for that month)?

Although some bank/bsoc systems do roll over on the stroke of midnight, quite a few don't, and indeed, some even prevent you from logging in or making transactions for some time after midnight. Some are particularly crap about showing monthly interest payments promptly and the interest doesn't show up until a day or even more later, albeit with the "correct" date…

Saver53

Melton Jubilee Regular Saver

Does anyone know please what is meant to happen when this account matures (maturity date was yesterday 31 July)?  The terms and conditions said they would write 14 days before maturity with maturity options but neither I nor my wife have received any letter. Earky withdrawal of funds were not allowed, so the payments we made prior to the fixed rate 2.75% becoming uncompetitive have been locked in.

Descrabled

Melton Jubilee Regular Saver NLA

This is a 2 year fixed rate account that runs to 2024 before it matures